Thanks guys! hope they dont defend themselves, whats a AQ form and why does it cost so much? Cheers in advance! Domino xx

Hi guys, Just wondering if anyona has any info, Ive gone through all the letters and now have filed a claim with my local small claims court, to which the court has sent a letter back saying the bank has 10days to reply. Im just woried what they will do! Is it likely that they will defend themselves in court? if so what do i need to do? and will it cost me evn more?! Thanks! Domino

Hi thanks for the link have downloaded a copy already, and filled out the relevent info, do i just send all 3 copies to the court and not need to send anything to the Bank? Also do you know if you have to send a full copy of every bank statement sowing the charges incurred? Sorry to be a pain! Thank you! Domino x

Cheers for the info, yeah i have read throught the FAQs, but clearly still managed to get a bit confused! Thanks for your help! Domino xx:)

Hi guys, just in the process of filing the small claims court N1 form but just wanted to ask a few things if anyone can help. On the bottom of the form it has a space for solicitors fees, and i wasnt sure what to put in there as i was hoping there wouldnt be any! Also the interest charges that you claim back does that include the standard monthly charge that they issue for being in you overdraft? Any helo would be much appreciated, cheers. Domino

Hi guys, just in the process of filing the small claims court N1 form but just wanted to ask a few things if anyone can help. On the bottom of the form it has a space for solicitors fees, and i wasnt sure what to put in there as i was hoping there wouldnt be any! Also the interest charges that you claim back does that include the standard monthly charge that they issue for being in you overdraft? Any helo would be much appreciated, cheers. Domino

Hi thanks for the reply, yeah i hev been looking throught the FAQs, theyre really helpful, its just so annoying that the benks are making claiming back our own money so difficult! Thanks again Domino

Hi everyone, Ive been having a bit of trouble trying to reclaim beck my bank charges from Alliance and Leicester. I sent them a letter with a copy of my bank statements highlighting the charges incurred from my overdraft facility, with the template on the BBC website, to which they replied that the charges only applied to credit card acounts. So I sent them a letter back saying that I was aware these applied to current accounts also, to which they have replied again, no, stating that the OFT did not state any guidelines about current accounts. Any advice please help!!!! do i need to start court proceedings?!? cheers, Domino27