Just finished the case for my hubby's charges. Got the letters offering a full refund from [problem] this morning. All £6938.66 which includes the £250 court fee and the £11.79 in interest! Just in time to get the new car sorted before bump number 2 makes and appearance:D

Both letters were dated 2 July. I got the standard defence letter from Lloyds themselves on Tues, followed by the offers from [problem] on Fri so only taken just over a week since they were deemed to have received my paperwork and just under 2 since I paid court fees, filed application etc. Interesting initials seeing as they are trying [problem] us out of money!!

Finally got the standard two letters from Sechiari, Clark & Mitchell, one saying they'll defend and one offering me the full amount,, plus court fees, plus an extra couple of quid as interest to make it a round number!! Now just waiting for it to be credited to my account. Next step, wait for hubby's money:D

Apologies if this has been asked before. My husband is claiming £6676 in charges from Lloyds who have very kindly decided we would like £750 instead. Is there a template anywhere I can use to reject this offer and tell them we still want the full amount?