Is there any chance of being refunded by GMAC? I have searched the site for advie ect but have not been able to find anything linked to them. My son has estimated that he paid over £1,000 in charges which he would obviously like to claim back but i have not been able to find anything relating to them or how we go about it.

Hi Jerry I will be keeping everything crossed for you, stay postive and focused and hopefuly it will come right for you. Please let me know how it all goes for you - Go Get Erm! Frankie

I did my best today to have the stay removed but it wasn't good enough - I LOST! The Judge wasn't interested, he said he was not qualified to make the decision and it was best to leave it to the high court! He didn't even want to see my court bungle and the solicitor representing Barclays just quoted a lot of legal jargon that i did not understand. The only thing that the Judge was interested in was saying how much of his time had been taken up by Bank Charges hearings! Barclays little weasel scurried off with a smile on his face when the Judge refused to lift the stay - I think it was a case of my time being wasted not he Judges as it was a dead cert of the outcome before i even got in the room - GUTTED

I did my best today to have the stay removed but it wasn't good enough - I LOST! The Judge wasn't interested, he said he was not qualified to make the decision and it was best to leave it to the high court! He didn't even want to see my court bungle and the solicitor representing Barclays just quoted a lot of legal jargon that i did not understand. The only thing that the Judge was interested in was saying how much of his time had been taken up by Bank Charges hearings! Barclays little weasel scurried off with a smile on his face when the Judge refused to lift the stay - I think it was a case of my time being wasted not he Judges as it was a dead cert of the outcome before i even got in the room - GUTTED

Hi Jerry Thank you so much for your support, i did my best but it wasn't good enough - I LOST! The Judge wasn't interested, he said he was not qualified to make the decision and it was best to leave it to the high court! He didn't even want to see my court bungle and the solicitor representing Barclays just quoted a lot of legal jargon that i did not understand. The only thing that the Judge was interested in was saying how much of his time had been taken up by Bank Charges hearings! Barclays little weasel scurried off with a smile on his face when the Judge refused to lift the stay - I think it was a case of my time being wasted not he Judges as it was a dead cert of the outcome before i even got in the room - GUTTED

Hi Slick, i was going to ask about where i stood now with regards to Interest and court charges as the judge told me to check out the website that i had obviously been using. I did reply that i had been reading an awful lot of information from various media reports as i knew fighting for justice would never be easy but that's as far as the advise went.

Hi Guys - Thank you so much for your support, i did my best but it wasn't good enough - I LOST! The Judge wasn't interested, he said he was not qualified to make the decision and it was best to leave it to the high court! He didn't even want to see my court bungle and the solicitor representing Barclays just quoted a lot of legal jargon that i did not understand. The only thing that the Judge was interested in was saying how much of his time had been taken up by Bank Charges hearings! Barclays little weasel scurried off with a smile on his face when the Judge refused to lift the stay - I think it was a case of my time being wasted not he Judges as it was a dead cert of the outcome before i even got in the room - GUTTED

stonedecroze I feel so sick amd i am shaking already, today is the day, i will be leaving in about 1 hour. I have my court bundle, my statements and also my store and credit card statements which will hopefully help to prove my hardship as i have to use them to live on as my overdraft is at it's maximum and if they paid me it would clear my overdraft - i am robbing peter to pay paul every month.

Jerry I have a little update regarding my above post as I telephoned the court on Monday and was told that my date for court (11th Sept) is for the Judge to hear my application to have my stay removed!! I have to attend on court on 11th Sept and I was advised to bring as much supporting evidence with me as i possibly could e.g. Bank Statements, but to be honest I haven't got all my bank statements only the one's which show the charges I have had applied since i first started this fight - I am so very fed up with it all, it seems everything is against the Joe Public from getting Justice. I was also told that the court (Chester) HAD applied blanket stays to all cases relating to bank charges. I used the template that Hedgey06 has given you the link to so i would go with that, I am petrified at the thought of going to court - Oh Lordy I hope you help me.

I telephoned Chester Court on Monday (3rd Sept) and was told that they had applied a blanket stay to all cases relating to bank charges, i have a hearing next week (11th Sept) with the judge to put my case forward to have the stay removed, However, I was not charged for my appeal i just had to write a letter to the court to request the removal of the stay.

Do you what I am getting really cheesed off with feeling low about all of this, I think the way I am feeling at the moment I will be straight to the point with the Judge on the 11th Sept, take the statements I have and also the copy Statements that Barclays kindly gave me as a gesture of good will back in Feb 07 and as soon as the Judge takes a look at my bank statements he might feel sorry for me as the balance is in a very sorry state! I will also plead with him to let my case be heard due to the financial hardship I am in and explain that although I think a test case is needed, I find it unfair that stays are being applied when the test case could go on for a few years. I myself have charges, which go back more than 6 yrs, which come to over 2,500GBP, which I cannot claim for. It might have be easier to swallow however if it was ordered that all the banks involved could no longer apply charges to customers until the outcome of the test case is known, or if the stays applied only to new cases, maybe the reason thats not happend so far is that It's a far to easy solution and the banks/courts wont make any money.:idea:

Thanks for trying it Saintly - i thought there was something wrong with my PC but youv'e confirmed it isn't

Nicethan / Smutley thank you to you both for coming back to me, I have a little update regarding the above posts as I telephoned the court today and was told that my date for court (11th Sept) is for the Judge to hear my application to have my stay removed!! That I had to attend on 11th and I was advised to bring as much supporting evidence with me as i possibly could e.g. Bank Statements, but to be honest I have only kept the bank statements which show the charges I have had applied since i first started this fight - I am so very fed up with it all, it seems that I'm not going to win either way now. I was also told that the court (Chester) HAD applied blanket stays to all cases relating to bank charges. I have to attend the 26th has been vacated so if anyone could advise me what else I can take as supporting evidence it would be great as I thought the template letter would be enough for the Judge Oh Lordy what am I going to do?

Don't know if i have a problem with gaining access to link but that one does not work for me either, seems a bit strange as the Buddy one also didn't work for me.

stonedecroze / Slick - thank you to you both for coming back to me, I have a little update regarding the above posts as I telephoned the court today and was told that my date for court (11th Sept) is for the Judge to hear my application to have my stay removed!! That I had to attend on 11th and I was advised to bring as much supporting evidence with me as i possibly could e.g. Bank Statements, but to be honest I have only kept the bank statements which show the charges I have had applied since i first started this fight - I am so very fed up:( with it all, it seems that I'm not going to win either way now. I was also told that the court (Chester) HAD applied blanket stays to all cases relating to bank charges. As I have to attend (as I booked this hol before my original dates (26th Sept) was vacated I have no option but to attend, if you could tell me what else I can take as supporting evidence it would be great as I thought the template letter would be enough for the Judge:mad: Oh Lordy what am I going to do?