yes dx the same one and 14 years on still paying UB... thks have filled in online sar request to halifax what happens if the halifax can not produce evidence of every payment made over the last 20 years off the original balance i still have the original typed breakdown of the charges and amount house was sold for etc and the original balance sent by the halifax 20 odd years ago

hi after paying a mortgage short fall for around 21 years a balance sent by mdrl who are now collecting on behalf of the halifax is believed to be around £1,500 to much and the shortfall may even be paid off would a sar request to the halifax get me a copy of every payment made over the last 20 years or so so the balance can be checked if not anyone know how i could get this info with this being a mortgage shortfall could the halifax still take me to court if i stopped paying or sell the debt on thanks

no never sent them anything the default dropped off credit report in i april 2020 last payment i believe was about end of 2013

had a couple of fishing letters from hoist portfolio asking me to get in touch and saying i could be offered a discount and they want to help me and save the world is it best to just ignore or is it best to send them a this debt is statue barred as i know it is thks

thks a donation has been made to the site

hi does a refund of charges from bcard reset the statue barred time all data was received from bcard to be sure when default notice was issued and last payment the default dropped off credit file 6 months ago a letter from bcard says a refund of charges will be given to the dca that bought the debt even though a claim for charges was never done just the data request for statements etc .thks

hi court was rang and it was confirmed by whoever checked the claim no that it has been discontinued and no further action will be taken no confirmation in writing from the court though do you get this this will probably get passed on and start all over again

just a question to put minds at rest witness statement was due to be handed in to the court on 9th oct need this not be done now as the distcontinuance from moriarty states 3rd oct.thks

thanks dx 100uk and andtorch for your help a donation will be made next payday

Here img001-converted.pdf img004-converted.pdf

hi dx /andyorch theese have been recieved notice of discontinuance do this look the real thing witness statement has to be in to court on 9th oct should the court be rang on monday to confirm

ok thks so still send witness statement to moriarty law aswell as court

hi andyorch or dx update from moriarty law in a letter ill just type it out could be a lie and a bluff like could you advise on next move claim no -====== our ref no -------- sll acc no -------- amount due £o.oo every other letter has had the ammount in £,s originator-money in advance dear mr ------------- re- sll capitol ltd we write with referenceto the above detailed account please be advised we are no longer instructed in connection with this matter and the account has been returned to our client please contact our client directly if you have any queries thks

so will the whole original agreement have to be disclosed in witness statement when pointing out the differences or just parts of it will moriarty/sll capitol use this to there advantage they wont get copy of statement till 8th oct ,courts will be hand delivered on the 8th day before due

mony in advance

andyorch as in earlier posts miority sent a bad recon agreement with differences to the original the original is in our possesstion after being recovered from an email from 2013 so i will have to inclued it in witness ststement

thats clear just one thing regards post 63 when miority get sight of the original agreement could they then copy and use it saying here is the agreement

the notice of allocation says para-1 the parties must provide to the court and other parties (your opponents by 9th october witness statements if this is not done by 9th october the claim will be struck out or the defence will be struck out and judgement given in favour of claiment then upon completion of paragraph 1 notice will be sent to all parties time and date of hearing and the claiment must pay the fees 28 days before hearing date why do the court want witness statements before setting any date thks

ok when wording the witness statement and mentioning the differences between the recon agreement m law sent and the original one which has been recovered will it be a case of stating the differences and submitting all the page as exhibits and highlighting them will the original agreement have to be submitted to moriarty law and the court to show this thks

hi is it best for the witness statement to be posted on here to get checked before sending copies to m law and county court there are 10 days left before the deadline

hi a letter received from county court saying this will be allocated to small claims track it states no hearing date has been set and it works 28 days from the day the letter was sent to send to the court and claiment copys of everything relyed on at a hearing which would be witness statement and i presume they will have to send theres by the 28 days it says the claiment also has 28 days to pay a hearing fee a couple of questions i cant really find the answer to --- is this the way it always works you have exchange witness statements and send copy to the court by 4pm on the given date and the claiment has untill 4pm on the same day to pay a hearing fee --- as no hearing date has been set would the claiment be relying on getting a copy of witness stement by 4pm before deciding to pay hearing fee then the judge mr blah would then set a hearing date after getting copys from both parties thanks

Yes they got it yesterday 29th by 1st class signed for on the last day for submitting took 4 days to get there like

Dq was recieved by the court yesterday 29th should it be showing as filed on mcol the claiments is thks

Np on mcol the court has received the claiments dq

is it reccomended to send the dq back to the court and moriarty law by signed for or just get proof of postage and ive had to put 6 weeks down where i could be working away from home does that make and difference .thks