Hi everybody. Hope you don't mind me joining the gang at this point. I'm taking on Nationwide too and below is my story so far:
15/12/06 First letter claiming £22 + £5.65 interest on a Flex Joint Account
28/12/06 Standard Rejection Letter (SRL) from NW
2/01/07 Second letter informing Court Action
10/01/07 SRL from NW
At this point I read that it might be possible to claim beyond six years and so I have now started from scratch and issued a 'First' letter claiming charges on both a Flex Personal and a Flex Joint Account.
31/01/07 New 'First' letter claiming £297 'without interest as a gesture of goodwill' !!! (Am I naive or what?)
6/02/07 SRL from NW (Richard Huntley)
9/02/07 Another SRL from NW (Mary Lydon)
22/02/07 Another SRL from NW (Michael Colton)
I'm now in the process of using the Small Claims Pack Form N1.
Question? Is everything I'm doing so far all OK? Any advice appreciated. Thanks