That's what I'm thinking. Just wondering what the worst case scenario is. And what's happened to Henderson booth? Have they gone out of business

Hope this is in the right section. Handed house back to Halifax about 5 years ago and was sold by them leaving me a shortfall of 54,000. I have a debt management plan in place set up by cab, paying back 19.50 a month which was being collected by Henderson booth solicitors. About 11 months ago one of my standing orders was sent back to my bank and my bank then cancelled the standing order. I have tried contacting Henderson booth and any number I have doesn't work also their site is gone, nobody has tried contacting me. Also I'm already paying Halifax back on the debt management plan for a 2,000 overdraft when my account was closed, so they know where I am. What should I do?

Thanks GOGETIT. What happens if Your charges amount up to say £3500? can you still go through the small claims court but in two stages?

Having read a few posts I'm now convinced I should take the halifax on. Just wondering! I'm from Northern Ireland and would like to know if things work the same here regarding bank charges and taking the bank to court over them as it does with the rest of the UK?