Ok 13 days ago i sent a letter to wescot asking for proof of signed agreement i still have not recieved anything from them what do i do now? Your help is greatly appreciated. Keith

Also after reading other posts on wescot i am now wondering if they did not have the agreement then they were not in the right to collect the debt in the first place and in the case of some whom i have settled for 5000 can i get it back

Just a question a few years back i got into trouble and ended with loads of collection agencys on my back after about 30,000. With help i have reduced most of this and paid it off . However being niave i paid what was asked in one case 11,000 passed by RBS to an agency they then added about 6,000 to the debt. My question can i revisit those debts and query the ammount charged and claim it back or do i accept that i have lost it ???? And if they have charged that much extra do i claim the ammount overpaid or is there anything else i can get. I only ask coz they made my life hell!!

thanks BB i will look into this i am at the very early stage of not believing you can claim this back from a bank however i will look into this read up on it and then get it all back from em all

OK i opened an account with RBS in 92 and it was closed by them in 06 in that time i must have paid thousands in charges to them . Can i claim them back even though the account has been closed?????