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Thanks all! Exactly what I needed.

I will be taking Argos to court on Monday but they are claiming that the OFT have said charges above £12 are unfair but charges below are okay. Can I claim for charges of £10? This must of been brought up before. Could someone please point me in the right direction.

Congratulations!!!

Any news today?

Excellent! Good luck Daipp! I will be sending my preliminary letter to Argos today with 25.9% interest added.

Hey, Have Argos responded to your letter yet?

Thanks Mike! I will be sending the preliminary off in a couple of days. With the 25.9% interest Argos owe me close to £700

Hello Mike, Have you heard anything back yet?

I'm going to add contractual interest of 25.9% but I'm a little bit confused. Firstly when do I add it? At the preliminary stage? Secondly do I take the amount owed which is at the moment £400 then divide by 100 then times by 25.9 to get the contractual interest?

hehe, wow congrats again!

Wow Congratulations!

Thanks Benny, I will.

They just come under Other DB. Their statement printouts don't give much away.

I finally got my statements today! There are a few missing but at the moment Argos owes me over £400 in charges. That's without interest. There are two charges on there I'm not sure of because they are so high. One is for £40 and the other is for £30. Anyone know what they could be? How do I go about adding the interest?