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UPDATE - well the 28days was up today to enter a defence, went online to see and they have. So now i assume i will have court paperwork arriving letting me know when the hearing is. Or will i have to respond before there is a hearing. Has anyone else got this far along before a refund was given? Thanks

Exactly, i have just been on the moneyclaim website to enter judgement by default (as today was the 28th day) and they have entered a defence. Just wait to see what they have said.

Yep that is what was received, many thanks for the reply

Well i have filed my claim with money claim online, just got back from Cyprus with a letter from the courts saying they are going to defend the full amount. They now have 28days to enter a defence. Any advice would be greatfully received.

Thanks for that, i have done some looking around and the fee is correct for the amount i am claiming (£1141)

Right just doing the claim, the court costs are £120 is this correct, what has others had to pay.

Ok, i have sent my first letter and got the normal sorry we can't refund you, our terms and conditions are perfectly clear etc. Sent second letter still no joy same things again. So i am now starting the bank claim against them. I am owed £1141, i have added 8% interest and brings the total to £1222.40. I already had all my statements, but have sent the £10 and the DPA Letter off aswell. I am going to start my claim today.

Hi, i am new to the site, i am also just about to right to my bank, which is also Nationwide asking for my illegally taken charges to be returned. Good luck with your claim, i will keep an eye on this thread to see your outcome Regards Mark