I have been in the vicious circle of payday loans for months and have just about managed to pay the interest every month but I've had enough so have decided to let the loans default. I owe £800 to Quickquid, £485 to Wonga, £400 to WDA, £200 to Cash Genie and £180 to Textloan (was £117 but have already defaulted). I could absolutely kick myself for getting in to this mess. Due to a recent attachment of earnings for council tax and increased outgoings for bills etc, I only have about £300 a month left to pay off these loans. I have switched bank accounts for my wage but unfortunately, didn't get it done in time for my payday tomorrow so I have phoned the bank and reported my debit card as stolen. I am in a right panic that they will still get at my money somehow tomorrow and I won't have anything left to pay bills and rent. I have cancelled the only direct debit with WDA but will my money be safe if I have cancelled my card? I am on medication for high blood pressure and all this worry is sending my blood pressure through the roof. My husband doesn't know anything about the mess I've gotten in to