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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

emanevs

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Everything posted by emanevs

  1. emanevs
    you carry on guys..... he will cave in shortly...... trust me..... :lol:
  2. emanevs
    i think our "FRIEND" NEEDS TO RETHINK BILLS OF SALE!!!! :lol: and his baillifs!!!!!!
  3. emanevs
    baaa baa Graham.......:lol:
  4. emanevs
    why thank you!
  5. emanevs
    goodbye Graham........ ha,ha :lol: and all of your bills?????
  6. emanevs
    what me?........................ :lol::lol::lol:
  7. emanevs
    ??????????????????? whats all that gobblegook?
  8. emanevs
    And this my friends will put our "FRIEND" Mr Humprhries in his place!!!!! Nine Regions Ltd (Trading as Logbook Loans Ltd) v The Office of Fair Trade 2010 UKFTT643(GRC). :lol::lol:
  9. emanevs
    how can they without having the original and without my signature?
  10. emanevs
    Many thanks, so they cannot then...
  11. emanevs
    Sorry to throw a spanner in the works.......if you keep paying the debt doesnt become statute barred.... Whats the point paying if they cant produce the documents in court???
  12. emanevs
    Hi, Can anyone, point me in the right direction with this. A company could not produce a copy of the loan agreement, but did in fact get a CCJ against me and subsequent charging order. My solictor seems to think that there is case law whereby they can reconstruct a credit agreement, but I disagree..... Surely they cannot do this? Many thanks,
  13. emanevs
    Is this now all sorted?..........with our "friends" at FU?????........
  14. emanevs
    Ha,ha.... you must work for a mortgage company......
  15. emanevs
    The Insolvency Act 1986
  16. emanevs
    Who said anything about a secured debt being discharged with BR?....... Back to my question.... What legislation allows secured creditors to just sit on their security...?
  17. emanevs
    Originally Posted by emanevs Disagree...... They cannot, because what rate of interest, what credit agreement would it relate to because essentially these is no credit agreement because it was put in BR.......... They also cannot enforce....... check the Bankruptcy Legislation.......... If you thought you knew the answer - there was no point in asking. It's contractual - the contract existed before the bankruptcy and contains the information about the interest. THE CONTRACT (CCA) ENDED IN BANKRUPTCY....... IT DOESNT SURVIVE BR........ IT SIMPLY CANNOT... Information is given freely, you do not have to believe it or accept it if you think you know better. EDIT....... Took me days to find this out... and the post was wrong....
  18. emanevs
    Disagree...... They cannot, because what rate of interest, what credit agreement would it relate to because essentially these is no credit agreement because it was put in BR.......... They also cannot enforce....... check the Bankruptcy Legislation..........
  19. emanevs
    any particulars of claim that we can download??
  20. emanevs
    I dont know if any experts on here can help with this one, it is a bit complex! Is is correct that creditors are not entitled to charge interest on a secured debt after bankruptcy occurs? What legislation allows secured creditors to just sit on their security...? because essentially all debts, whether they are secured or not are in fact included in BR. Anyone with any legislation would be gratefully received.....
  21. emanevs
    I wouldnt sign it.........
  22. emanevs
    i think i am correct.... cant say anymore.... to many guests!
  23. emanevs
    it does matter who signed it...... because there is essentially no witnesses......
  24. emanevs
    1) The credit agreement is unenforceable due to bankruptcy 2) The credit agreement was signed by person 'A' 3) The bill of sale was witnessed by person 'A' 4) The sworn affidavit was signed and witnessed by their solicitor 5) The bill of sale was received on the 7th Day, but registered 13 days after date of bill of sale. Any help with this would help lots as I am in Court with these xxxxxx now.
  25. emanevs
    Hi People, What happens where: 1) The credit agreement is unenforceable due to bankruptcy 2) The credit agreement was signed by person 'A' 3) The bill of sale was witnessed and signed by person 'A' 4) The sworn affidavit was signed and witnessed by person 'A' 5) The bill of sale was received on the 7th Day, but registered 13 days after date of bill of sale. Any help with this would help lots as I am in Court with these xxxxxx now.

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