Go with someone else; like a bank- or the mafia?

I used to work for welcmes Local collections unit. They can accept 50% off ANY outstanding balance if you care to refinance madams/monsieurs

You will need to send the Letter by Recorded del. and quote the ref on the form, and provide a copy of the letter

Just ask welcome to print a statement , all copies of documentation received by them, if they dont provide this, fill in the Data protection compliance form. If they dont come up with the goods, the debt WILL be removed by the DPCO. Company can be referred to as Welcome, WFS, Progressive financial services, Cattles PLC, Shopacheck, Dial 4 aloan.

Dont bother with Welcome compliance dept. Jst complain to various government agencies about these knobs. They wont stay in business much longer carrying in the way they have been the last six or seven years.

It doesnt matter which company you contact , they are treted as the same by the government.

THe best way to get out of the doorstep challenge is to demand to read the field card. The account manager is told to not allow anone to read it. the dpa stipulates you have a right to see it.

The Field Card Report has everything on it, balance, dob, whether you are renting, own, male female, tosser , analcircle, even a tiny screenprint of the notes taken by computer last time you spoke to anyone on the phone. This is the bit of paper the cams have when they call.

correction, the phrase was "Constructivly dismissed" Told to f off or be sacked

They also hold your account details on one piece of a4 per customer. These are not held securely and staff have to take them home. i was disciplined ewhen i complained that someone had stole a load out of my car.

Copies of any employment history (Pay slips etc. ) are all held on welcomes dip system, along with any letters received from that customer. If you have changed jobs since you took an account out with them them , Dont let them know, as they will even knock at your work address if they cant get you on the mobile. Bear in mind they will do a check to see if you claming dole as well and can confirm your address this way ass well.

eh alexandria?

Dont give your card details out to welcome. A five pound fee is automatically applied to the account for any declined payments on financier , their win 2000 CC/DC processor. This software is ancient. If you give your card details to someone by ringing your branch or LCU (Local number) you could be diverted to someones mobile, if they have nipped down mcadees!. They will write your card details down on any bit of paper in the car. these sometimes get lost. (full details, sec number etc.)

Welcomes pcs all have DIP available (Document image processing) DIP is the name of the program they use to bring up copies off any paperwork relating to any loans of any description. Absouloutly (sorry i cant speel that!) anyne who works for them has access to this system. Their CC/DC processing system goes down on the first (and second on weekends and bank holidays) of every month, this info cannot be accessed by them at all at this point.

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