That depends on whether you have been issued with a letter mandating you to attend. If it was only a verbal request or a text/email message, then this isn't compliant with the guidance. If you have received a letter, depending on the wording, it may be just an invite rather than a mandatory activity.

No waymer!

Its sb'd But its pointless going after the charges etc anyway Unless they've sold the shortfall on Which I suspect you'd know about As the debts buyers would have found you and chanced their arm at fleecing you already So if the OC still own the shortfall all they'd do is offset your winnings anyway

Are they chasing you ? Do they know your current address ? The 6 year council for mortgage lenders rule only applies to members of that. And if they are a member and have not written to the person owing the shortfall, then usually it means they can't enforce it. The 6 years runs from the date the shortfall debt was created, which may be when the house was sold, although i am not 100% on that. If you are not being chased, i would leave it alone.