Great idea Thanks for that Topcat !!

Will everyone please remember that different members of the ste team have different skills and some you may have never come across. I may not agree with the style of posting of some but the advice is usually spot on Within Debt Andyorch who seems to spend his life writing defences Citizen B who just knows lots or where to get the advice Sequenci who is great with money and debt There are people good at bailiffs or employment law or RDP For god sake i will even say that Dx gives some great advice Lets not compare one against the other , if estellyn leaves and anyone follows suit they are just cutting of their nose to spite their faces , playground antics

Yes, that's correct. The only time where the CCA might come into it if there is a credit agreement to buy hardwear - which is separate from any airtime subsidy.

Bit of breathing space then Tesis time to peruse the above:wink: