ok this will be sent 1st class recorded tomorrow I will let you know in due course of their response. thank you very much for this template today im hoping they will write back positive

Get over it, Chiellini has and he was the one bitten...

been reflecting further on this FL. Excellent suggestion from ims to initiate a Formal Complaint to BCT, combined with your informaton demands. When writing ensure that you refer them back to their letter of 11/6/2012 when they treated your DSAR as a s77 ( yes they couldnt even get that right:wink:) request. Of course that is in itself interesting as a ccj would supersede the agreement yet they replied to a (in their eyes )cca request. We really need to establish from every source available as to whether or not there is a ccj in place, because if there is not, this opens a whole raft of possibilities. Now to delay Lowell, I suggest you send them, as is your right a s79 (cca)request together with the £1 fee and lets see how they reply. Will it be with the agreement, or will they reply that their ccj is now the agreement? If the latter, then for them to avoid contravening the guidance of the fca consumer credit sourcebook then lets see a copy of the ccj they are reliant upon, which if they dont provide, then, at that stage, a formal complaint to lowell as well, this could delay matters nicely. Finally dont forget to sar Control Account we really need all the info we can get.

The other person has experience of disability. I had my DLA tribunal at the start of the year and I believe the other person worked with people in some capacity with similar issues as myself. The tribunal look at the whole award. This doesn't mean they're going to take away your mobility.