Is right,we only have elections because they need our permission to do what they like.........cretinous **** of the worst kind IMO

Excellent news, well done for being proactive. HB

Good news

These politicians just don't get it. They are not serving the people, they just serve them selves. They deserve all the public humiliation they get until they realise that they are here to represent the people..

they are supposed to show due diligence in contacting the creditor....first your cra has the correct info..end of! dx

Based on what I've read, you get some sort of "invoice" for the cost of dealing with you. The legalities of whether the invoice is enforceable or not are disputed. They are quite within their rights to report it to the police, but I think other than an invoice as mentioned above, nothing will happen. As for being banned, well, I wouldn't go back to the original one, but I doubt you'll have a problem in others. You will technically be a trespasser, but as trespass isn't a criminal offence (except for things like railways etc), all they can do is ask you to leave. They can't claim compensation via the civil method, as they won't have suffered a loss by you trespassing.

in sum, pre 07, if no actual copy executed agreement (as defined) available, they would need to show that there was a debtor signed doc that contained all of the prescribed terms before a court could make an enforcement order. 'Parliament's intention in enacting section 127(3) of the 1974 Act was to make a loan, made under a regulated agreement, unenforceable in certain events. The courts cannot defeat that intention by allowing some alternative means of recovery' Wilson case. need to look at the 'certain events' as above eg. now, an accurate (kotecha v phoenix CA case) reconstruction (in the circumstances) may be sufficient.

Spot-on Mark, you have all the major issues identified. There are more suggestions that may be of help, but it is important not to overcomplicate things at this stage Good luck and keep us all posted

Raise a grievance with your HR Dept/Line Manager informing them you went to the BTP police station regarding the allegation of theft and no such allegation had been made. Ask why if they believe theft or fraud has been committed, a criminal offence, they haven't reported this to the police. Also query as to whether your employer has asked their Revenue Protection Inspectors to keep a look out for certain tickets with specific serial numbers matching those that are "missing". The Disciplinary procedure should be suspended whilst the grievance is investigated. If they really have no evidence on you, I'd certainly also be looking into Defamation of character. I'd also say that by the employer accusing you (falsely) of criminal theft, that a "breach of trust and confidence" has occurred, and should you resign, you may have a fairly good case going with constructive dismissal.