by Alan Watkins Three top Medway councillors have been caught parking in spaces reserved for disabled drivers. Their cars were photographed at the council’s Gun Wharf headquarters in the clearly-marked disabled section. The trio of Conservative councillors were: Cllr Alan Jarrett, the council’s finance chief and deputy leader who has extracted £200,000 in parking penalties from Medway’s drivers over the past 12 months. Cllr Reh Chishti, pictured, the council’s community safety and enforcement chief. Cllr Tom Mason, the man responsible for protecting Medway’s disabled adults. The photographs of the cars was taken last Monday nigh

Just had my clearance renewed. DVA sent me the world's longest financial questionnaire because they couldn't find me on the CRA database (for reasons I won't go into here). The case officer told me that they don't take that much notice of CRA files anyway because they are so often inaccurate. I have a CCJ (obtained by default in the wrong jurisdiction), and several defaults. They didn't prove to be a problem. I gather that if a lot of CCJs, or evidence of serious financial irresponsibility, whilst not necessarily a bar to clearance, will get you a DV-stylee interview.

Who's attacking who and where? :-? You expressed your preferences, I expressed mine. Chill out, there's absolutely no need to feel aggressed simply because I prefer the 3 yrs system. PS: It works both ways, please don't assume what type of car I have. In fact, I have a 7 seater Grand C4 Picasso. ;-)

How can you prove you don't have something? It's upto them to prove it. Wait for them to contact you in writing. Then send them this: Dear Sir/Madam Account no: XXXXXXXX You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I would point out that I have no knowledge of any such debt being owed to yourselves. I am familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question. I would also point out that the OFT say u

Perhaps 1 of these days Kraken & diddy will realize that what i am trying to get across to everyone on here (maybe not well admittedly???), but what i try to say is...that only the county court that has the power to obtain money out of the individual in this country. Yes i agree that anyone can drag anyone to court - but there is a fee for that & thats why most (not all) DCA's dont go anywhere near the places & just rely on threats in the hope that you buckle with fright & pay up. I & many others on here know what DCA's are like - you only have to ask the likes of ODC & Babybear for their examples of things that ha

Hi Andrew1 I don't give a hoot where people come from. I care about how they conduct themselves. My nice english neighbours are the filthiest chavish **** you'll ever come across and there isn't a fiddle invented that they don't know about. They burnt down the other neighbours fence when they had a drunken BBQ and thought it was effing hilarious. They register cars in false names at local addresses and run up endless parking fines. There's 4 generations in and out at all times of day and night. Domestics day in and day out, other neighbours cars vandalised, used nappies discarded everywhere. The smell..oh the smell. My god. I could

If you send a request for a copy of your agreement under s77/78 Consumer Credit act they have 12+ 2 days to respond with a copy of your agreement...If they do not comply in that time you can put the account into dispute and refuse to pay until they come up with the goods! How old is the account by the way? If you send a SAR you can also ask for a copy of the agreement and any statements for the account.... that way you can claim back unlawful charges. Depending on what you get back or how long they take to respond is how you take it from there.. Halifax did freeze my interest and put me on a payment Plan but I am now query

When did you sign your agreement? If it was after their license lapsed on 23/1/09 then i think you are in a strong position to negotiate your own repayment terms if you want to return the original sum advanced to you. I would send an email along the lines of what I did making it clear that if they do not accept what you are comfortable with then the onous is on them to prove the enforcibility of your agreement in court. If they were able to do this then why would they write off the £810 they said I owed them? They didn't even take the extra £120 I offered them to settle. On the second issue, I had a similar experience with my bank about

nice one GG, send it to the sols i would say. i would send the cpr as well give them 7 days to comply. try this with it if no one has any changes or other ideas. Dear Sir, Thank you for your letter of xx xxxx 2009 in reply to my request for disclosure under the Civil Procedure Rules. In your letter you state that this matter relates to small claims and therefore Civil Procedure Rules do not apply. From this I take it that you refer to CPR27, however may I refer you to CPR26.8 which deals with matters relevant to allocation to track and in particular part (1)© which states: “(1) When deciding the track for a claim, the matte

welcome to C A G hope this helps but please start your own thread you will get more response to your questions that way i have copied and pasted below for you as one of your question is much the same as jonny england Originally Posted by jonny england the liability orders are 1999 2000 2001 2002 !!!! this is the answer from tomtubby bailiff expert Can you please confirm that dates of these Liability Order as there would appear to be a problem with enforcing Liability Orders issued so long ago. I believe the case law on this is R v Thameside Magistrates Court & Thameside MBC Ex Parte Coleman & Dave

Send the idiots this; Dear Cretins, May I suggest your client contacts the General Register Office (GRO) or either Faraday Tracing Bureau (FTB) or Tracesmart Ltd for a 'Mortality check'. For a fee they will supply death register information. Yours,

Just answered your PM... Berty

Use this letter to stop doorstep visits Look at letters 3 and 4, there is afew more on there too The Consumer Forums - Debt collectors

Just a note here. It is best to wait for the ICO opinion (if you have complained) as the Judges tend to use this in support of your claims - I know this from personal experience.

They are trying it on, even if they had a legit agreement by the time they got past Northampton and county court they can only get a charging order if you default so that's a long way down the line. You need to send them a stiff letter as MC are their in house cowboys who work in a pretty much automated sort of way and when it comes to sending out bespoke letters tend to make a lot of errors.. Point out the account is in dispute as the agreement didn't contain the prescribed terms and quote some case law Go on to say that any litigation would be defended and you would use your rights under CPR 7.3 at AQ stage to ask

Sorry for resurrecting this old thread, but matters have developed and I think the resolution may prove interesting/helpful to others who have especially large water bills. Essentially, I wrote to my provider, Southern Waster, er...Water, and demanded a meter. they duly sent somebody around who, due to various problems with the layout of the building couldn't fit a meter... ...however, I am informed by said chap that if you request a meter and can't have it fitted for reasons beyond your control, you are - apparantly - legally entitled to a substantial discount on your unmetered bill. I have yet to hear from SW on what this di

I have been through the bank charges sucessfully before and im disputing various cards,when the agreements came they were unenforcable so now im not paying and havent been since november and ive claim on the charges back too, I have no intension of paying any of them unless they take me to court,which they wont, with the help from this site you will gain knowledge and confidence,just be prepared to do a lot of reading and If your not sure ask, Im not as experienced as a lot of others on here so someone will give you the correct advice. At the moment I have ppi waiting to come through for a couple of grand and more to come, th

HHmm..Although Egg CCA are better than some, they normally have a signature and some of the prescribed terms, a quick search on here will show they are certainly not water tight. Many posters on here point out that Egg CCA's miss the prescribed term Amount Of Credit, Egg CCA's generally have an 'Approved Limit' instead which is open to interperation. Andy