Hi all, I have a mortgage that started with Lancashire mortgages, this was taken over byTogether a couple of years back.
I had taken the mortgage out on a block of flats for £200k plus the £4k costs added by Lancashire mortgages.
No accounts were required and just a copy of a valuation I had paid for was used.
My story is that after a few missed payments due to financial difficulties and Lancashire Mortgages trying to repossess
I found the money to repay the outrageous charges and get back on track.
Today I received a letter telling me that I now owe £61,000 in outstanding fees, and the mortgage would not be paid as and when it should have.
I have been paying £2200 per month for the last 11 years and still owe £203,722 to date.
The charges include £500 per month arrears charge, issue of demands charges of £500 a time and the usual £35 per phone call and letters together with repossession charges added on top of the charges I had paid.
I have been given one month to pay in full!!
Could anyone help??
Many thanks for your time.