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Hi all I am after some advice. I am currently on a DMP through Step Change and I have been paying £422 a month for about 3 months now. I am due to inherit some money so I want advice on paying the debts or ‘settling them’ as I have seen in previous posts. Full and final is what I have seen crop up a lot. The balances are as follows; £27,814.00 – Sainsburys Loan showing as ‘1 month late’ on my credit report £2,265.00 – Halifax Overdraft £2,028.13 – Halifax Credit Card £3,826.00 – MBNA Credit Card showing as ‘1 month late’ on my credit report I have seen posts about offering 20% to each firm, can someone point me in the right direction for templates ect. or advise what I they recommend I should do. If I can get them all settled and get myself off the DMP how long will my credit file be effected for? Thanks, Sam -
http://www.mirror.co.uk/money/vodafone-billing-meltdown--what-8160549 Isn't this something we have been telling them for at least the last 18 months ! -
How am I to handle rental income for the purposes ofcalculating payments? I have PAYE salary through a Ltd company, and some viapersonal BTL properties. Would the CSA expect me to exclude BTL mortgages and treatall rent as income? (similar to how they would exclude my own mortgage as partof the gross calculation) Any help would be appreciated!
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http://metro.co.uk/2014/10/15/alzheimers-pensioner-sells-home-to-pay-for-care-then-gets-all-clear-4906574/
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The Benefit Cap – what you need to know - Issued by CAB
citizenB posted a topic in Benefits and HMRC
Citizen Advice Bureaux has released the following : - What is theBenefit Cap Read more: http://www.adviceguide.org.uk/england/benefits_e/benefits_welfare_benefits_reform_e/the_benefit_cap_what_you_need_to_know.htm
