hi guys,
great site for info this! use it a lot. im hoping you guys can help me out with a problem.
dont know toooo much about all this, been looking on some sites and have delt with debt collectors in the past, but not tryed the same tactics on bailifts.
im in arrears of an old council tax bill at a very old address, i had a payment schemem set in place with the councils bailiff but due to lack of work and a hand injury recently have missed payments.
i recieved a letter this morning regarding my outstanding council tax bill which has now been passed onto a company called Ross and Roberts ltd. i missed my last few payments due to lack of work as a self employed builder, they are now demanding the payment in full plus charges! this can not happen as i dont have it, i contacted the council (who the debt was with before)and told them i was not whilling to deal with a 3rd party regarding my financess.
they told me it was now out of their hands and to contact the said bailiff, i will not be contacting them how ever as i want to pay my debt with the council direct, i still have the payment details in place to pay them via on-line or automatic phone payments. im just worried about the said bailiff company that may keep knocking and adding further charges to my already over streching debt plus maybe seizing my work van!!!???....
the council informed me if i wasnt willing to communicate with this other company, that my debt will eventually be handed back to them anyways, as they have no rights to send me to court for it etc.... and I AM WILLING to pay the debt, just not via a 3rd party with silly add-on charges.
whats the best thing for me to do now? just wait till it gets handed back to the council and ignore the 3rd party bailiff? can i call the police and tell them im being harrased by these people if they continue to call at my door?
thanks for your time.
shaun