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Hi all I've had an interesting year, my business finally failed owing me £50k or so and just commencing divorce proceedings with the missus. I like a challenge! I have a new job and I'm starting to look at rebuilding my life, but the credit card sharks won't leave me alone! My credit cards are all pre 2007 so I want to challenge them, but my question is this. Can I still challenge the legality of a credit card agreement even if in an IVA? Thinking of going the IVA route just to get them off my back!!! Many thanks in advance. Trying to keep my eyes on the light at the end of the tunnel, but people keep trying to turn it off!
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hi all i have a loan with minicredit it was due to be paid on the 5th of this month. i found myself very short on money and sent them a message to let them know..anyway i ended up defaulting on the loan and they started with all the charges now they have started to take all my money out of my account they take every penny thats in there thought i would be ok because as soon as money gets payed into the account it is transferred to another account.however they now seem to be able to take money when there is nothing in the account anyone know how they can do this????they are taking 3 amounts everyday and as of today i do not have any money at all not 1 p...
