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  1. Hi, I wonder if someone could shine some light on my situation. I currently receive ESA and full housing/ council tax benefits. I live alone and my partner lives in company accomodation and this will continue (for the forseeable future) after we get married. My question is... even though my (future) wife wont actually be living at my address, are my ESA and Housing/tax benefits going to be altered or stopped? Thanks in advance:???:
  2. Hi Everyone, I have answered the “questions for new posters” below and added a bit more info regarding my specific case. If anyone has had a similar experience and is willing to provide some feedback or advice I would truly appreciate it. Thanks • Whether the tenancy was granted verbally or in writing - It was a verbal agreement • If it was granted in writing, state the date on which the tenancy began, and the length of the initial term if any. - it was not in writing but tenancy began on 1st of October 2011 • State the amount of the original rent and how often the rent is payable (e.g. per week, per calendar month, per quarter, etc). If the rent has been increased, for each increase state the date on which this occured and the new rent. - rent was £700 and no increase was made • If the tenancy has ended, state how it was ended (e.g. notice by the landlord, notice by the tenant, agreement of both parties, etc), and state the date on which the tenant moved out. - It was ended by me the tenant and I gave the landlord 1 months notice prior to vacating the room. Notice was given on 1st of December 2011 A bit more info: I had to give notice to move out as the property was infested with rats that were everywhere in the kitchen. Another thing happened where another tenant gave notice a few days before us and the landlord waited for her to pay the last months rent as agreed and once she was out he went into her room and put her belongings in black plastic bags plus he told her she had a day to leave the house. The police was called after he tried to take the keys from her by force and once the cops arrived they gave him a grilling and took all the spare keys from him and gave them to us. I had already given notice at this point but he left me alone and promised to give me the deposit back once he found someone else for my room. The landlord actually lives in the property with his girlfriend and rents out the other 2 rooms. He does not provide any services to tenants and the bills are all included in the rent. Since I don’t have a tenancy agreement what are my chances of recovering my deposit through small claims court? I have already sent him a few letters asking for the money and told him I would take legal action if I am not paid, I have done this just to save time in case I do have to go to court if I have a case that is. Any help or input is appreciated thanks in advance. Vic
  3. HI, 11 Months ago we were granted a suspended repo order on our house, We paid the arrears every month, But 4 months ago my partners mother had a stroke and she was forced to take unpaid leave to look after her 81 year old father as well as visiting her mother in hospital, I also lost a part time job i had got which was being used to pay off the arrears. The arrears were £3300. The order was due to finish next month (July 25th) But we still owe £900. We explained the situation to the mortgage company and asked for an extra 3 months to pay, This was refused and a letter came today saying they have applied for a warrant of possesion to the court. What will happen now? At a push we could have the arrears gone on August 25th, So basically 2 months from now. Because we have not kept with the suspended order, Will we be just told to leave? How long will this be? We have 2 young children and are sick with worry we will be made homeless, We tried so hard to stick with the arrangement, But circumstances just got in way, We had nobody to look after my partners father and me losing the part time job also proved a killer. Can anyone give any advice on what will happen please?
  4. hi there i want advice on getting a car inspection i have my astra mk6 1.4t at the dealer for checks on problems that i have and fond no problems i contacted vauxhall and they said it was the characteristic of the model that i have. i dont agree with them so i need a second opinion
  5. Hi, im 27 year old, and few year ago i got meself into alot of debt, my brother died tradegically and i then ended up seperating from my daughters father, i was really depressed and didnt care about anything.The debt does send me letters, and three month ago got a new couch and fridge from brighthouse. I got bk with my daughters dad a few year later, and he does not know the extent of the debt, We getting married in 8 weeks and moving in 4. My bank account will be closed and a new one will be opened, and nothing is being put in my name until we married, i dont even have a phone contract.. The only thing i do have is car insurance, which is and has always being registered at my parents house.. Is there anyway that my debt can trace me, possibly through car insurance, drivers licence or car ownership, or anyother way? any help would be much appreicated Kind Regards Helen
  6. I have been working at the same place for over 15 years now. We at paid an hourly rate + production bonus per week. Our current rate is £5.05 per hr + bonus (this can vary from £30 -£70 P/W) Looking at my payslip on friday I thought it didn't look right. Gross pay was £248.87 for 40 + 1.5 (overtime) This comes to £5.99 P/hr. I also looked at another slip. It was, £250.26 for 40 +1.25 This one works out at £6.06 I believe they would try to argue that it's because my appraisal score (done monthly...or so they tell us) and therefore my bonus has been cut. Am I right in thinking that this is no excuse and they are breaking the law regardless of what reason they decided to cut my bonus.
  7. Item purchased on 3rd May by debit card, using PayPal Payment transferred on 4th May advised by email 13th May I discovered that the company wasnt actually trading at that time and would not be open for business for up to 3 months. Company agreed to refund the payment. Today - email from PayPal advised that the refund had been made and to quote.. "Funds are now available to spend". Check bank account to confirm that monies have been refunded - Nope Check PayPal balance to see if refund has been made - Nope Spend a useless half hour attempting to convince "Louise" the automated help unit on PayPal what the problem is. Finally get to the point where she admits defeat and suggests that I phone PayPal 5 minutes talking to robot - then offered a human being. It would appear that the refund was made by the trader on the 15th May - by Cheque to PayPal Who then have to cash the cheque via their bank - which takes 5 days. They then have to transfer the money to my Debit Card - which can take up to a further 30 days.. Why !! It took just 1 day for them to transfer funds to the trader in the first place!!!
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