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  1. Hi gauys, you helped me a few years ago with a bailiff problem. Now a friend of mine has a problem so I thought of here. Back in 2009 my friend ofered his house for vountary repo and went to court. The Mortage company have now sent the debt for the negative equity to a solictors for collection. As he owes in the region of £40,000 he is considering bankruptcy. Any help and adivice would be gratfully recieved. Thanks in advance, UKP>
  2. Good morning. My better half is currently going through the 'consultation period' for regarding redundancies in her department at a college of further education. During this period they have been told they can request a copy of their 'enhanced' (if choosing to go voluntarily) redundancy package and consider it without prejudice. So, she requested hers, it was sent via email on Monday of this week at 4.30pm and in the email they informed her she must make her decision on whether to take the offer by this Friday! Surely there are rules regarding a 'reasonable' length of time allowed to consider this massive decision? Also, they haven't told her the alternatives - other than to say that "there is probably a job for you in the re-structuring". Again, surely she should be given further information on what that new role will be and under who's leadership and where in the college she will end up BEFORE she can weigh up the choices? It's bad enough that the college is only offering the government statutory reduncancy package let alone adding the above stress to the situation. She's worked there 26 years - doesn't seem to count for much in times like these. Anyway, thanks for any advice/replies given. Stuarto
  3. Hi I really need some advice on this issue - if i deviate from the rules of suspension its immediate dismissal - no discussion - so i'm desperately trying to get clarification i have been suspended from a voluntary organisation but although its been over two weeks i have not had any reason for the suspension - other than information gleaned from those being 'questioned' (now i know what its about i know i didn't do it and it is a 'payback' accusation as the 'young lady' in question has been in repeated serious trouble ans was about to be kicked out) I've been told that during my suspension i cannot quote contact youth members of the organisation not including your own sons and daughters I have tried, in vain, to get some clarification about this statement - as to me it appears to be very open to interpret whichever way they choose to. the problem i have is that many of my relatives are involved in the organisation, my best friends both have children that are involved, my daughters boyfriend is in the unit - the list goes on and on. I see many of the "youth members" when having normal social actives not related in the slightest with the organisation in question. I'm supposed to be going to my dads brothers 70th birthday party on the 22nd october and some will be there as well. Plus he is not likely to get to 71. I have sent email after email trying to get some clarification and the only response i received was a copy and paste of the original letter. And no we are not talking child abuse here, i've been told that there is no way the police would be interested in the accusations. i am supposed to have said something about the young lady in question, someone else is supposed to have repeated it back to her, she has told her parents and they have threatened legal action - hence the knee jerk reaction from the organisation. The other kids that were there during the supposed incident have all been questioned and my daughter who was at the 'questioning' has told me who has made the accusation and when its supposed to have occurred - hence my insistence that it didnt happen (now i know when and who, even if i dont know the what) i know i'm babbling on now but the massive complication in this is that the complainant is my own sister!! my questions are these 1. do i have any way of insisting they answer my queries properly and give proper conditions 2. arent i supposed to have been informed of the allegation detail - even if they do not tell me from whence it came 3. is it unreasonable of them to basically cut off my entire social network and if so is there any thing i can do about it 4. they havent asked any questions of the adults at the incident - is there anything i can do about this 5. should i take legal council in regards to this - as i say police not interested - but i feel like i am hitting my head on a brick wall the night i was accused of this i became ill and was diagnosed with shingles and had to have time off work I'm really naffed off as i've given that child chance after chance to improve her behaviour and stop lying but to no avail. Please help if you can, the other youth kids keep contacting me asking me when i'm coming back and the unit is actually falling to pieces without a leader and its not fair on the other kids, i feel like they are being punished for the actions of one thank you in anticipation sarah
  4. I am being taken to court by a debt company. One part of my armoury is that I have not recieved a notice of assignment by recorded delivery (or in fact at all) The company are saying that they did send one to me, although I have not mentioned the recorded delivery. The date they say they sent it was when I was when I was staying with friends in France, which I can easily prove if necessary. Can I ask that they provide me with the recorded delivery paperwork (which they must have used by law as I understand it) under cpr31.14? Am I correct in my understanding that if they have no recorded delivery paperwork regarding the assignment, then they have no right to sue me?
  5. Hi all. I originally had a debt with HFC bank on a credit card to the tune of £9838. My monthly payments were 172 and suddenly, Weightmans wrote to me threatening me with a CCJ if I did not consent to a voluntary legal charge. They refused to accept my £172. To cut a long story short, I did agree to the charge because at the time, I was under severe emotional stress - my Dad was dying from a terminal cancer, which Weightmans knew! I have just received a letter saying that I can get a 50% reduction on the debt! But: I cannot afford this right now even though there is a charge on my home. What I have noticed is that Weightman's client is now Phoenix Recoveries UK LImited S.a.r.l. Can I CCA Phoenix, or is it best to CCA Weightmans. The card was staken out in 1998. Also, if I DO CCA them, will they get frisky and threaten me with getting me to sell the house. I do have aletter from them saying it was not their intention to do this which is why I agreed to the charge - stupid, I know. Any advice greatly appreciated xxx
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