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  1. attempting my first post and black horse one to follow if this works.
  2. Hey all! Does this mean potentially any loans,mortgages, credit cards etc could of been charged at a higher APR???? If so, are we about too see (like we did with PPI) companies offering 'no win no fee' to reclaim our overpaid costs? Presumably the FSA has to rule on this first like it did with PPI. How many times can the banks be crooks and get away with it! Cheers
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