Showing results for tags 'bonus'.
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A friend of mine lost his licence for a year and then didn't bother buying a car for another year. Now he has bought a car and his Insurance company says that he has lost his 5 years no claims bonus as he was uninsured for two years. Is that true? Anyway around this? -
Hello CAGers, started driving 10 years ago, and since then have been with 3 different Insurance companies (AXA, Direct Line, BMW) i didnt have a car for a few months in 08 and when i got a new one i didnt state i had no claims (being young i prob didnt think about it), so at the mo in only showing 4 years NCB. So im now looking to purchase a new car and im wondering what the chances are that i can go back and get proof from the previous companies? Do they have to provide? and anything i can do to get proof? Hope this makes sense.
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Hi, Please could somebody advice. I took out a loan via Norton finance with firstplus in Nov 2007 for 10 years. The monthly ppi payment for the loan are £87.62 and the ppi only runs for 5 years of the 10 year loan so ends this November coming. I have successfuly made a ppi claim via the FSCS and they have compensated me for, and i quote "the compensation aims to put you back in the financail position you would have been in had you not received the insurnance advice. The compensation only covers actual losses. It does not aim to cover future losses." I have received £2617 from the FSCS. Question One. Am i still elligible to claim my 'no claims bonus' back with First Plus in November or does the money paid by the FSCS inlcude this? Question Two. I'm still going to be paying £87.62 ppi payments for another five years for nothing (as the term was five years) . Can i cancel this insurance and reduce my month repayment by the ppi payment (£82.62)? If so will i get charged by firstplus for cancelling? And will the effect my 'no claims bonus' ? Question Three. If the FSCS have deemed that the policy was missold, shouldn't firstplus stop taking my £87.62. Please reply if you can help me. Thanks, Andrew
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