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vicmar
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Posts posted by vicmar
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no they have not yet sent them i suppose it is worth re asking for them just to find out if i am owed more than they are paying , but i never sent the ten pounds, hence why i am reasonably happy they have paid out !
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well i did not resend S.A.R - (Subject Access Request) just never got round to it , but hey success they have to written to me saying they have credited my account with £60.00 and sending me a cheque for £40.00 all this from a SAR with no fee so i am not complaining i do not know how much i am owed but it is probably around ???? but £100 better off without the hassle!!
i have check my account and yes there is a credit for £60.00 just waiting the cheque!!
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i gave them 14 days but it has now been 1 month
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hi hope you can help, sent a CCA request 23/04/07 with no response not sure of next stage, i know that they are in default and have commited a criminal offence as it has now been 1 month since orginial request do i go to FOS with my complaint or to court? advice please
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well sent CCA request 23/04/07 but i have not heard a thing, not sure where to go next any help would be grateful
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the adverse data this is what the credit agencies hold to which the banks notify them of missed payments etc 1,2 3 ....8 then default.
A & L stated i had missed payments re overdraft yet i hadn't it was caused by charges etc hope this helps
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well more success, just heard back from FOS he has awarded me £200 compensation from Alliance & Leicester and he ask them to amend/correct my credit file and remove the adverse data, they have agreed to do this!! so it is worth wait and pursuing good luck to all
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update
1- Adams - paid up the difference between schedule of charges amount and their "fair charge" of £12.00 i have accepted put will chase the rest
2- Pilot - still not heard anything since LBA
3- Pilot2 -still not heard anything re CCA request will chase up this week!!
why to some companies do this?? drag things out and increase cost???
have a good weekend you'all
Vicmar
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right,phoned court today no defence filed!!
got home and on my mat, a letter from HBOS with a Cheque for £60!!
(this covers courts cost and compensation!) i sent with the court bundle a pre lim letter for charges around £60, but still not recived missing statements!!!!!
so they have asked for a letter comfirming i have contacted court re costs paid, i will request again missing statements and enclose schedule of charges and lets see what happens!!
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i sent to the address in bradford which was
Studio , Burley House, Bradford Rd, Burley-in-Wharfedale,Ilkley, West Yorkshire LS29 7DZ ,they forwarded my details to preston , but stick to this address and you will get some response.
good luck
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well i heard from court on tuesday the filed a defence on 2nd of may , so i an going to write to the court giving copies of correspondance and copies to HBOS solicitors they now have further 10 days (initally served on 21/04/07) so heres waiting again!!!
also feeling a little loney has any one else been in this situation regard having to take to court just go get statements?
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well heard back from FOS i have been allocated a case worker and they will contact me in due course so i will see what happens???:-|
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Pilot:-well had the usual reply thanks but we are right etc , so posted LBA this week
Adams:- resolved missing payment , sent of PreLim this week so again i will wait and see.
PPI :- still awaiting any response to CCA request
it all go go go!!!
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Well judgement falls on bank holiday monday not heard a dickie bird from HBOS re N1 claim so heres waiting for tuesday!!
Heard from ICO my complaint has been forwarded in a batch at the end of April so i will see if anything happens!!!
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well phoned court today to check on N1 claim v HBOS was filed at court and issued 21st April so heres waiting!!!
ps also filed with ICO as well but yet to here anything from them!
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well thanks to "itsme" i have been able to answer and act upon the PPI request sending a letter re CCA today so hopefully will find out more details, also adams have failed to meet my SAR request deadline was today sending LBA giving 7 more days!! also they have resolved the missing payment they sent it back with no response!! i had to ring MY bank to found out,
so heres waiting!!
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thanks, i have had a good look today in my records etc but could not find it , so i will adapt your letter and post it this week
thanks again vicmar
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thanks Maria, no the account is closed it was a Pilot store card, i have my statements via a SAR if i am asking for CCA is there a template ? how may days are they allowed etc thanks i will be looking at yoour thread for further advice
Vicmar
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bump
can any one advise the best way forward am i best just writing and asking if so is there a template?? or do i ask for my CCA if so again is there a template??
many thanks
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success Studio have refunded my charges and credited my account cleaaring the majority of the outstanding balance so just paid off the difference so account now cleared!!
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sending of prelim letter this week not much but every little helps!!!
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bump any help with PPI question ?????
vicmar v creation finance x2 (adams & Pilot)
in Other Institutions
Posted
well quick update, adams have agreed to cough up the difference from previous letter so now had additonal £84.00 credited to my account, but still not head anything from pilot!!, so MUST chase up after hoilday!!!!