Francogirl
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Posts posted by Francogirl
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this is what I’m thinking.
Getting a credit card and using it for something little like fuel.
Paying it off each month and seeing if my score increases.
I don’t actually have anything of credit the moment except a phone contract
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Really??
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Thank you so much for your guys help.
This is the issue I’m having that many websites say it’s either 6years from the default date or when I last contacted them.
It’s frustrating because I’m now in a really good place financially, I don’t owe anymore money to anyone. But yet my credit file is shocking because of these defaults.
My hope was by next year I could start building my credit rating up again once these defaults had gone but this may not be the case
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Hi
sorry if this is in the wrong place.
I’ve researched but have read 2 different options and was wondering if someone knows definitely.
I defaulted on my credit cards in 2017. I paid into an IVA in 2019 but after loosing my job the IVA was cancelled and i contacted the debtors myself and paid £5 a month to each of them. Fast forward to 6 months ago I got some advice did TONS of research and managed to get all the debts written off for various reasons.
my question is will these defaults come off my file after 6 years or will it be from the last time I contacted them.
Thanks for reading
When will the defaults disappear?
in General Debt Issues
Posted
Yes they do