Thanks for the quick reply.

I have advised them of my address and they have stated my account is now being managed by Opus.

Shall  I respond and explain that I haven't heard since anything since I sent the CCA request?

They are waiting for me to contact them to pay this alleged debt.

I've now had a reply from Capquest, Opus are now dealing this matter. I sent a CCA request in March 2019 to Capquest, which they acknowledged and sent a few holding letters, but were unable to provide any details of this alleged debt. I hadn't had any details in the post about this matter for 9 months, then I moved.

Do I just write advising that I  haven't had any details about this alleged debt since the CCA request and see what they say?

Thanks for you help in this its really appreciated.  They are in the post, I will update you when  I get a response.

Thank you for the reply.

so I will write to both DCA's and advise of my address by recorded post.  

Anything I should be doing while I wait for their responses?

I'm very confused now, as I wouldn't know if this has happened as they have an even older address for me.

I have the notice of assignment from the original creditor, from 2009 where it also states that LV were closing their bank, sating the alleged debts were being sold to Capquest.

I can't find anything from Capquest but in all their letters they state debt purchased from Liverpool Victoria.

So I assume that I write to Capquest about my new address and not OPOS or both?

Yes, they had both assigned to them by the original creditor and were dealing with both. 

When I write to them, do I answer the question about my name or just provide my new address? 

One was paid in March 2019 and then the CCA sent and one in June 2019 and CCA sent, I moved that year but had post redirected until November 2019.

Capquest was the  first DCA, who I sent the CCA request to, they said account was on hold while they tried to get the paperwork, I hadn't had a reply in 6 months and then I moved.

The new DCA  are asking me to confirm my name, the alleged debts are in a old name that I don't use and haven't for years, do I just confirm my legal name now and ignore the question? 

Sorry for all the questions, just getting really stressed by it all and thanks for your help.

Thank you for your reply but they haven't given me any information, they want me to confirm my name with them.  The loan was with Liverpool Victoria and the credit card with CSMA, I'm guessing that its this.

Do I contact them and advise about the CCA request, but realise as I didn't update my address with the last DCA that things could have changed.

Thank you for your response.

I actually have no idea what its for, as they haven't given me any details. It looks like a fishing exercise.  I'm guessing its an alleged credit card taken out in the 1990's, and loan debt, taken out around 2002.

The accounts were sold by assignment to a DCA in 2009 and I was making token payments until 2019 when I  sent the DCA requests.

It came off my credit file in 2019, when they couldn't locate any paperwork. I will have to check my credit file again tomorrow but assume that they can't just add it back on.

I can remember the bully boy tactics at the time by the DCA, constant phone calls, letters and threats and  just want to get straight what I need to do now.

Thank you for your help.

Thank you for your reply and sorry but who do I need to write to, the last DCA that I sent  the CCA request to years ago?

Do I still not contact this new company?

Thank you for the quick response.

I did move months after the CCA request was on hold and pretty sure that didn't update my address with the DCA, does this change things?

Hi All

Received an email today to call Opus with a case number to discuss a personal matter, if I am the person that they are looking for?  They have my email address from somewhere and are using a surname I stopped using years ago.

I sent a CCA request to a previous company in 2019 for an alleged debt but no information was forthcoming and it was put on hold, assuming its in relation to this.

Should I call them or respond by email. 

Do I need to send another CCA request to this company?

Any advice would be appreciated, feeling rather worried at the moment.

Thank you.