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Bazzamandanga
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Posts posted by Bazzamandanga
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I received the attached from Cabot saying they havent been able to obatin the information requested. They have replied before 12 days.
Can i ask please they say the account is unenforceable however after checking the national debtlines fact sheet it say they can still register information on a credit agency and issue a default notice if payments are missed.
I am worried because I wouldnt want antything adverse putting on my credit file. It is now clean with a good credit score. there is nothing on my creidt file about this old debt.
I having been paying £1 per month since I defaulted years ago. Could they now issue a defauly notice if I stop the £1 per month?
Could they still find my CCA and chse me again?
What is the best thing to do contine paying or stop?
Thank you in advance for your help.
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I don't recall updating them, however, I am pretty sure they send me statemnet each year. I am guessing them find out from the Electoral roll?
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I took out a Welcome Finance unsecured loan over 10 years ago.
Can't remember exactly when could be 10/12/14 years ago.
Ran into difficulties and so ended up paying £1 a month which I still do.
Always paid it after it was passed to different debt collection agencies.
Been paying to Cabot for as long as I can remember.
My question is
do I still have to continue paying?
What would happen if I stopped paying could Cabot take me to court or do anything to damage my credit rating?
Welcome Finance never took me to court so never got a CCJ.
Any advice on what my options are would be greatly appreciated?
thank you.
Welcome loan from early 2000's sold to cabot - still paying £1PCM - should i stop?
in Welcome Finance
Posted
Thank you so much for your advice and help, I have now stopped the £1, standing order.
if they write to me chasing for a payment.
What do I do?
Don’t really want them still chasing for money as they still it’s still owed