They could add a default on your file, but since it is a gym member ship debt, it is unlikely to happen. Sit tight and youll get specific advice asap. have a read around the gym forum for some ideas on your next move. Plenty of people have been in your situation.

 

Suffice to say, the DCA/solicitor cannot add a default. Only the OC can, and the time for that has long since passed.

Thanks for all the advice all - this appears to be a forum / site full of kind, helpful people!!

Will have a read around now

I received a letter advising I owe an outstanding debt on my gym membership of £19.50 which I cancelled around 14 months ago.

Is it likely they will issue proceedings or should I dispute based on the sum...

Thanks,

Rick