Hi Marylikes

I only came across this today. It seems I am in a similar situation to yourself. I took out my mortgage with my husband in 1982. I have been questioning my interest payments and payments for a while now and it was only in 2017 that I was informed my Mortgage with Santander was changed in 1993 and extended from 25 years to 43. I also copies of my account showing I was on interest only for months and capital payments for 201. Paper work is everywhere. I am still trying to get my head round it and I also have a complaint with FOS. I will let you know how I get on. Obviously, Santander didn't get through to all their customers. I am attaching a couple of files for you to look at too. I discovered them when I was searching the internet for any information I could get. The other one is ombudsman news issue 43. ombudsman news issue 35.pdI couldn't add that one as the total size uploaded was too big.

Hope this helps.