Sorry, but I agree with Monzo.

Perfectly reasonable to have a clear picture of the person holding their picture driving licence, before they release SAR documents.

Someone could have gotten hold of a driving licence belonging to another person and they submit it to a Bank to get hold of documents as part of identity theft attempted fraud.

Update in writing.  the creditor with any foreign address and advise that you have no assets in the UK

Don't borrow funds to make an offer, as you just end up owing a friend money without any firm plan to be able to pay them back.

You need to ensure the creditors have your current European address and that this is the address for all communications. Otherwise the address in the UK may receive visits from enforcement officers trying to find any goods that you own, that could be seized to be sold. They may still visit, whatever you tell the creditors.

In most areas you can go to Citizens Advice or local Council office to request voucher for a food bank.

Shop lifting one off incidents are 99.9% dealt with as RLP. It is repeat offenders that face being prosecuted.

1) yes.

2) Correct answer no.

3) Report current rent amount and date the rent changed

So you have done what you need to do, by using tell us once.

These situations will occur all of the time, where the claimant is not in any position to report changes of circumstances and there is no spouse or attorney to report changes either.

Within the benefits system, there are many exceptions built into the legislation that applies, so it is not necessarily the case that DWP would rigidly apply 28 days in hospital ends entitlement etc.

I would suggest that your only action is the tell us once action. DWP and Housing benefits will contact you if you are person to be contacted, should they need more information. The actions will relate to closing the benefits down following the death. They won't be reviewing the benefits going back to January, unless they have already been made aware of being admitted hospital, so have a process ongoing already.

Interesting video on legal arguments in the US Court cases. Might not be slam dunk guilty verdicts being assumed by many commentators.

Have you checked your Home Insurance ?

Might be worth speaking to your Insurers to check what cover you have.

Home Insurance may be new for old, whereas the power company only compensate based on current value as old item.

Could Trump going into exile in say Russia and not attend any of the Court trials?

According to several leading constitutional experts in the US, the constitution may not allow Trump to be a candidate for President. But anyone wanting to stop Trump from being a presidential candidate would have to go to court in the state where they reside and then it could eventually end up in the federal Supreme Court.  ( seen several Youtube videos with panels discussing this)

I can see many more court cases being brought during the next year and for this reason, I could see anyone facing these to decide to skip the country.

Yes public interest is more important.

The information is still viewable on the OFT archive. 

Guardian newspaper article is still available on Google search

So you submitted the Courts Tribunal claim too early, as you had not completed the grievance complaints process with the company. Contact the Solicitors you have been dealing with. They may say to withdraw the claim and ensure last stage of the companies grievance process is followed first,  unless the Court can pause the claim for now. 

You may want to ask the company to make you a settlement offer to see if this matter can be brought to a closure or you will continue with the Court Tribunal process.

Then requesting of information following a court claim and paying a court fee is very unlikely to be acknowledgement of the debt, but it depends on what was said at the time.  Did any document issued by you or on your behalf admit to owing the debt ?

Lowell will say anything to see if someone is daft enough to pay.

So take no action at this point.

What type of debt was this originally e.g. credit card ?  What was the amount of debt at time of default ?

Unfortunately it is something you need to tell Universal Credit about. Failure to do so, could lead to an overpayment of benefits being owed.

As it is post graduate masters loan slightly different treatment applies under UC. This is explained in following link.

Student finance can be complicated in regard to UC ! 

For disabled students some amounts can be disregarded, which is why I was thinking the £1800 might be an amount that could be disregarded. If so, this is usually mentioned on the student finance documents.

I would suggest you report in your journal the course and finance info. And also request that the case manager asks for a question about policy to be raised about the course being part time and for a disabled student. Would UC apply disregards in regard to the student finance loans ? You  have said £10200 is to cover course fees and £1800 towards transport etc. So point out there is no maintenance loan applicable to part time post graduate course.

Yes you have to inform UC. Use your journal to confirm details of the course. They need course start date, University attending, Course title, that it is part time, end date of the summer term in 2024, expected end date of the course. And they need of the finance.

No they cannot bring the reassessment forward, as the review period was set at the time the LCWRA was awarded.

UC would not be affected by the £10200 towards tuition fees and would also not be affected by the £1800 towards expenses.

It is whether you would be eligible for maintenance towards living costs.  UC will ask you, if you were eligible for maintenance loans, so you need to check.  If you are a postgraduate, then it appears that maintenance loans do not apply.

@Manxman in exile

Agree, you need to ask the question to Aviva.  What happens, if the third party refuses to pay the full cost of the hire vehicle ?   

Ask Aviva to confirm in writing an answer to the above question.

As you have LCWRA, you don't have work related activities, so DWP/Job Centre does not require you to search for work or attend any Job Centre for job search appointments.

You are able to attend any educational course and it does not immediately affect the LCWRA. However, when you have the next assessment to reassess the LCWRA award, the health professional will take everything into consideration, including that you have started to study part-time at University.

And you need to check with student finance to see if you are eligible for any student maintenance loans.  If you are eligible for student maintenance loans, you would need to inform Universal Credit at the same time as you inform them you have started the University Course.  And you inform Universal Credit by calling 0800 328 5644, as soon as you have the information available to confirm the course start date and any student finance.

Agree with @Manxman in exile

Not sure what advice was received when a taxi was hired, with the expectation the third party would end up paying. 

In this situation, there will be a worked out agreement as to what the third party Insurers will pay and it will be only be the minimum payable. They won't pay the whole cost of a hire vehicle and the OP will be left owing money.

So ask for a copy of the records related to any actions by the original creditors or bailiffs.  

You are a bit in the dark here, but based on a large volume of these type of posts to this site, I would say that for the amount of debt being fairly low, I very much doubt any court or bailiff actions have been taken in Norway.  If that had been the case, the debt owner would have traced you to the UK and then started court actions to have the debt enforced in the UK.

Write to Intrum with your UK address and advise that as far as you are aware any debt is statute barred under limitations laws. And it is up to them to provide any proof by supplying relevant documents if they don't believe the debt is stature barred.

Speak to your Insurance companies claims department and not the hire people.

Yes as part of the claims process where there is expensive hire arrangements, the Insurance companies look at ways a person could have kept costs lower, by asking for all relevant information.  So what you are being asked to provide, appears to be part of standard processes for this type of claim element.

But in Norway, same as most countries, the debt owner has to go to court within the limitations period, as part of normal process to gain a judgement.  Once they have got the judgement, they then could be allowed more time to try to enforce the debt.

You have not mentioned a court judgement in Norway.  So in the absence of a judgement, they can't then make a court claim in the UK to try to enforce the debt here.

Just write to Intrum confirming your current address and advise them to stop trying to contact you, as the debt is stature barred under limitations laws.

So this is a foreign debt.

Which country and when did you last make any payment?

If the debt is still live and not unenforceable due to limitations law, you would just write to the Bank owed the money, providing your UK address and ask them to provide copy of last statement , plus any default notice they have issued.

CLI are different to other debt collectors, as they provide a basic service only. It would be up to the Bank whether they wanted to go to Court to enforce the debt.

Sending prove it letter won't make any difference, as the doorstep collectors are just  commission only enquiry agents, who are provided a list. Just because they mention this, does not mean a visit will take place.

The data protection argument about the OP not being featured in the CCTV recordings is being misapplied. The DPA is about protecting peoples rights as to how their data is handled etc. Well the OP's cars number plate is shown in the video and this is directly linked to personal data.

And for Police to investigate and Insurance companies to complete their lawful duties, the argument about the OP not being featured in the videos, is in my opinion DPA not being applied correctly. They have direct interest in the CCTV recordings.

Agree the private land issue is not relevant, as the land is open to the public for them to drive their vehicles on to it to park.  

I can understand the GDPR issue, as you are not in any of the CCTV footage. But your car number plate is showing ? and the number is connected to your personal information data. The whole point of number plates, is so it is possible to trace the registered keepers and also find out which Insurance company insures the vehicle. So if the number is showing, then arguably a case could be made under GDPR ?

Speak to your Insurance company about this and see if there is any legal cover or help line under your Insurance policy.

Also the MIB are really worth speaking to, as they are experts in this area. Link below

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