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KOGE19

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Posts posted by KOGE19

  1. 😀

    I did read all the posts, though as you can see, I dont seem to be getting to the end of the threads.

     

    DCB have said that they will not be pursuing the case, though the case manager is still pending on it. I have a recording and an email from the land owner that they have been instructed to stop proceedings.

    I will submit a defence none the less mentioning that the defence is a place holder since I do not want a CCJ against me.

     

    Thanks all.

    I will keep you updated.

     

     

  2. ----Claim 2----

    Which Court have you received the claim from ?
    MCOL Northampton

    Name of the Claimant : UK Parking Controls

    Claimants Solicitors: DCB LEGAL LIMITED

    Date of issue : 19-May-2023


    Date for AOS : Submitted on 23rd May 2023

    Date to submit Defence : 19 June 2023


    What is the claim for – the reason they have issued the claim? 

        1.The defendant(d) is indebted to the Claimant(C) for parking charge(s) issued
        to vehicle at West Middx Uni hospital twickenham road,isleworth,tw76af 
        2. The PCN details are 03/05/2019.
        3. The PCN(s) was issued on private land owned or managed by C.The vehcile was parked
        in breach of Cs signs(the contract), thus incurring the PCN(s)
        4. The driver agreed to pay within 28 days but did not. D is liable as the 
        driver or keeper. Despite requests, the PCN(s) is outstanding. The contract
        entitles C to damages and the claimant claims
        1. £160 being the total of the PCN(s) and damages.
        2. Interest at a rate of 8% per annum pursuant to s.69 of the County courts
        act 1984 from the date hereof at a daily rate of £0.02 until judgement or sooner payment
        3. Costs and court fees

    Amount Claimed 
    £ 217.88


    court fees 
    £ 35

    legal rep fees 
    £ 50


    Total Amount 
    £ 302.88


    Have you moved since the issuance of the PCN?
    No

    Did you receive a letter of Claim With A reply Pack wanting I&E etc about 1mth before the claimform?
    Not sure.
     

  3. --- Claim 1----

    Which Court have you received the claim from ?
    MCOL Northampton

    Name of the Claimant : UK Parking Controls

    Claimants Solicitors: DCB LEGAL LIMITED

    Date of issue : 19-May-2023

    Date for AOS : Submitted on 23rd May 2023

    Date to submit Defence : 19 June 2023


    What is the claim for – the reason they have issued the claim? 

        1.The defendant(d) is indebted to the Claimant(C) for parking charge(s) issued
        to vehicle at West Middx Uni hospital twickenham road,isleworth,tw76af 
        2. The PCN details are 26/10/2017.
        3. The PCN(s) was issued on private land owned or managed by C.The vehcile was parked
        in breach of Cs signs(the contract), thus incurring the PCN(s)
        4. The driver agreed to pay within 28 days but did not. D is liable as the 
        driver or keeper. Despite requests, the PCN(s) is outstanding. The contract
        entitles C to damages and the claimant claims
        1. £160 being the total of the PCN(s) and damages.
        2. Interest at a rate of 8% per annum pursuant to s.69 of the County courts
        act 1984 from the date hereof at a daily rate of £0.02 until judgement or sooner payment
        3. Costs and court fees

    Amount Claimed 
    £ 240.04


    court fees 
    £ 35

    legal rep fees 
    £ 50


    Total Amount 
    £ 325.04


    Have you moved since the issuance of the PCN?
    No

    Did you receive a letter of Claim With A reply Pack wanting I&E etc about 1mth before the claimform?
    Not sure.
     

  4. -----Claim form 2-----

    MCOL Northampton

    Name of the Claimant : DCB LEGAL LIMITED

    How many defendant's  : Self

    Date of issue : 19-May-2023

    What is the claim for – the reason they have issued the claim? 

        1.The defendant(d) is indebted to the Claimant(C) for parking charge(s) issued
        to vehicle at West Middx Uni hospital twickenham road,isleworth,tw76af 
        2. The PCN details are 03/05/2019.
        3. The PCN(s) was issued on private land owned or managed by C.The vehcile was parked
        in breach of Cs signs(the contract), thus incurring the PCN(s)
        4. The driver agreed to pay within 28 days but did not. D is liable as the 
        driver or keeper. Despite requests, the PCN(s) is outstanding. The contract
        entitles C to damages and the claimant claims
        1. £160 being the total of the PCN(s) and damages.
        2. Interest at a rate of 8% per annum pursuant to s.69 of the County courts
        act 1984 from the date hereof at a daily rate of £0.02 until judgement or sooner payment
        3. Costs and court fees

    What is the total value of the claim? 
    £302.88

    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC 
    Yes

    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?
    No

     

    ClaimForm2_FullMergeRedacted_Redacted.pdf ClaimForm1_FullMergeRedacted_Redacted.pdf

  5. Hello dx100uk and FTMDave,

     

    I have filled in the form now : 

     

    ------ Claim 1----

    MCOL Northampton

    Name of the Claimant : DCB LEGAL LIMITED

    How many defendant's  : Self

    Date of issue : 19-May-2023

    What is the claim for – the reason they have issued the claim? 

        1.The defendant(d) is indebted to the Claimant(C) for parking charge(s) issued
        to vehicle at West Middx Uni hospital twickenham road,isleworth,tw76af 
        2. The PCN details are 26/10/2017.
        3. The PCN(s) was issued on private land owned or managed by C.The vehcile was parked
        in breach of Cs signs(the contract), thus incurring the PCN(s)
        4. The driver agreed to pay within 28 days but did not. D is liable as the 
        driver or keeper. Despite requests, the PCN(s) is outstanding. The contract
        entitles C to damages and the claimant claims
        1. £160 being the total of the PCN(s) and damages.
        2. Interest at a rate of 8% per annum pursuant to s.69 of the County courts
        act 1984 from the date hereof at a daily rate of £0.02 until judgement or sooner payment
        3. Costs and court fees

    What is the total value of the claim? 
    £325.04

    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC 
    Yes

    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?
    No

    Did you inform the claimant of your change of address? Not applicable

    Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Not applicable
     

    When did you enter into the original agreement before or after April 2007 ? After april 2007
     

    Do you recall how you entered into the agreement...On line /In branch/By post ? When parking
     

    Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No
     

    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned
     

    Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes
     

    Did you receive a Default Notice from the original creditor? Not sure
     

    Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No
     

    Why did you cease payments? Not applicable
     

    What was the date of your last payment? Unpaid
     

    Was there a dispute with the original creditor that remains unresolved? Not applicable
     

    Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Not applicable

     

     

  6. Hello FTMDave, Nicky Boy and dx100uk,

    Apologies for my delayed responses, I have been swamped by a lot of commitments and hence my delay in responses.

     

    Re: the papework, none of them were preserved since its been 4-5 years since the original charges.

    I have the copy of the appeals which marked my comments and UKPC and POPLA have agreed that it is beyond their control to monitor the car park entry, POPLA placed ownership on UKPC and UKPC have said they are not in control. If I understand correctly, the ownership is on them to prove that I was breaking the contract -  and the variation of that would be the points contested in court.

    West Middlesex have asked UKPC to instruct DCB legal to stay the claims and DCB have confirmed that no further legal action will be taken  - do I need to submit a defence still, since I do not see any changes on the moneyclaim site, since the case still stands?

     

    If I do have a defence, from what I read on the links provided, the defence is kept short(and there is not much of space).

     

    Thanks,

    G.

     

     

     

  7. Hello Dx,

    Sure will do in the next 2-3 days.

    I have been busy with family and work and I am hoping I can do it this week.

    I do not have the original PCNs, I just have the response to the appeals (first appeal to UKPC and the second one is a response to the POPLA appeal) . The POPLA representation they made does have a copy of the PCNs in PDF form.

    I got a ticket for parking in an unmarked area, it was not an ANPR PCN. The ticket was issued by a warden.

     

    Thanks,

    G.

     

  8. Thanks FTMDave,

    Yes, I did mention myself as the driver, since I did want to be clear to them as to why the issue did happen.

    I did not get any letters of claim and my plan is to defend the claim - would all that I mentioned be sufficient for a judge to decide in my favor. 

    I do not have proof of payment of the car park tickets, but I guess the judge would agree that I paid since I could not leave without paying.

     

    Thanks,

    G.

  9. Hello All, 

    I have had two county court claim forms claims issued in my name by UKPC for parking contraventions in a hospital carpark - one for an episode in 2018 and another in 2020.  

    The summary is as below:

    1. I had appointments and arrived about 30-40 minutes early to park. The turnstile let me in and there was a queue the moment I got in. The car park is serpentine in nature and other than intersections, a one way traffic system is in place, which should eventually take me to the point of exit. 

    2. 20 minutes into the wait, I notice an area with no markings and decide to park there, without obstructing anyone. Leaving the car park was impossible in the 20 minutes due to people not allowing others to leave(all of them are waiting for other cars to exit with some getting upset). I somehow make my way to the exit point and realise if I go find another place, I will miss my appointment and end up getting discharged without being seen(This is a standard warning on most letters I guess). Also,  I do have to pay anyways since the grace period to exit is 10 minutes.

    3) I appealed both times explaining my predicament, saying that I would not have gotten in if the turnstile would not open(since there were no free parking spaces) and hence could have found another suitable parking spot in time. They rejected the appeal mentioning that they do not control the barriers. POPLA did not acknowledge the problem I mentioned and the POPLA appeal response is not accessible anymore.

    4) I did pay for the parking time as normal since I could not exit without paying for the ticket. I did not inconvenience anyone else.

    5) Since then and between the incidents I have used the car park many other times and found spaces. Sometimes I park at a paid parking and walk to the hospital. 

    Any ideas what I should do next.

    Thanks,

    G.

  10. 20 minutes ago, unclebulgaria67 said:

    Has the mechanic sent a report to your Insurers ? 

     

    WWW.RAC.CO.UK

    An insurance 'write-off' is when a car will either be retained by the car insurance firm with the owner receiving a cash payout

     

    Structural damage ! Should not be driven  !

     

    Did the mechanic carry out a full inspection of the car ?  If they did not inspect fully and have issued no report, then it was only their comment on the day and the write off is not recorded.

     

    As I said before, you need to have the car inspected at a local garage to check on damage. It might not just be a bumper.

    Took it to a local garage now who have inspected it. The only damage so to speak is when the recovery person drove the car with hand brake on. The garage has quoted me a decent price to put the bumper back on. I will ask to him to recheck again anyways - maybe do an MOT.

     

    I have informed my insurer and have a reference number now. It will not be recorded as a Cat-S/N since I am not making a claim. If I were to make a claim,they offered 3500£ to write off and a reduced amount for me to keep it on as a Cat-S.

     

     

  11. 1 hour ago, unclebulgaria67 said:

    Yes you need to report the accident to your Insurers and give them full details. 

     

    If you don't you could end up in a worse position, as someone else involved in the accident could have noted your number plate and other Insurance companies will contact your Insurance company.  You will then receive a letter from your Insurers saying that they are not very happy you did not contact them straightaway. 

     

    And following this accident, however you might view it. what if a third party decided that you might be partly responsible ?  Your Insurance company will usually reduce no claims entitlement until they know for sure, that the accident is non fault, with them not having to make any payments.

     

    Have you taken your car to a garage and had it put up on a ramp, so it can be inspected for any further damage ?  If not, you should do so.  If further damage is found, you might then decide to make a claim.

     

    Not sure why you are thinking it might be a write off ?  Let a local garage have a look to see if they can see any further damage first. 

     

    Yes, yes, all details are recorded. I do intend to inform my insurer - my question is would they write the car off as a Cat-S, if I do inform of the accident and ask them not to pay out.  The mechanic at the yard told me that it was a write off - my car is 15 years old and is a Toyota Prius. He offerred to call it into the garage and do the paper work. The only damage to the car is the bumper. 

     

    The highway officer did record all details of the accident, so I cannot stop from informing my insurer I guess.

     

    Other than using the free recovery service, I havent used the courtesy car etc. 

     

    My dad has cancer and my family are waiting on treatment plans etc. Changing car and running behind it is going to consume time and effort I dont have. Using a courtesy car, returning it, getting new car etc is going to be a challenge

     

    I can get the car fixed by using a scrap yard bumper.

     

     

     

  12. Hello All, 

     

    I had an accident on Saturday on the M4. The accident was not my fault - it was a multi car accident. The car behind me rear-ended me and my cars' rear bumper came off( I was the last person to be impacted by the accident). I am yet to call my insurer and inform of the accident - From the accident spot, my car was taken to the yard and from there I came back home driving it.

     

    Now my query : if I declare a claim on the insurance supermarket websites using my current car with the declaration of an accident( with mentioning of the fact that my insurer did not pay out and mention the cost of £250 to fix the car),  my insurance only goes up by 30£, if I use the number plate of a cat s car(same make and model as mine) my insurance goes up by about 200£ per year. 

     

    Am I right in not declaring the accident to my insurance. If I do have to report it to my insurance and mention I will be getting my car fixed myself without any insurance funding, would that keep the car as a normal car(if I do seek insurance funding, it will be written of as a cat-S since an inspector would come and view the car) . I want to keep the car in a sellable state and also wish to avoid the headache of changing my car.

     

    I will be declaring the accident in all insurance quotations.

     

    Any thoughts?

     

     

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