Just had balliffs pitch up and post a Final Notice through door for 425.50.

This apparently relates to an unpaid dart charge from Feb 16.

He was due to come back after 7pm.

He didn't.

How much do I have to pay him?

I can't work out how they've arrived at this amount as had previous correspondence from them saying bill was 200 quid but we were querying the charge.

Help as they're coming back tomorrow AM

I've received a letter from Controlaccount PLC for an outstanding debt £40.55.

It's addressed to my husbands nick name which is a bit random

but it seems that they plan on taking me to court .

It's not clear from the letter what the money is for

, I'm assuming that seeing as DHL is mentioned, it's a delivery charge.

What should I do, if anything?

I will try and scan them in

Thanks

Both my husband and I have received today a formal letter of assignment from MMF from pounds til payday.

I e never had a PTP loan ever and the one my husband had was settled in full after ptp took the money out of his account.

What can I do about this? Thanks. :-/

Not sure how to copy CCA onto here, only got cheaply tablet.

Debt is credit card from approx 2 rears ago

My partner had a letter from Bryan carter asking for payment of old cap 1 account on behalf of low elks.

He sent letter requesting copy of credit agreement and

this arrived today with his name type printed into signature box and informed that he applied online

What can he do now if anything?

Thanks

Thankyou

Hi pandoradeus,

 

I think you should ring the Court and ask where the papers were sent.

 

As andy says above, you can apply for a set aside if you did not receive any Court papers.

 

DD

I received a letter from Bryan Carter telling i was going to get court papers witin a couple of days months ago.

Nothing arrived

wrote to Bryan Carter and requesting a copy of original credit application,

and despite them returning postal order and telling me to get in touch with Lowell's, who they are acting on behalf of,

I have now received a CCJ.

I didn't get anything prior to returned postal order and ccj dropping on doormat.

Is there anything I can do?

I have no clue what this debt is for

Also received s letter from carters demanding payment in full by 20th of Nov despite ccj form stating £50 a month.

Any advice?.

Thankyou

Done thank you

Still no court papers tho.............

Unsure as to what to do.

Still not received court papers or a reply from Bryan carter

What's my next step?

Advice greatly welcomed

If you are working with clients with severe mental health issues, or indeed anyone with a history of aggression, your company should have a line working policy, provide you with some sort of alarm and guidelines what to do if.... At the very least

Very predictable is Mr Cart:!:er

Still no court papers but should have got letter from me this morning... :-/

Would be Monday earliest I think.

No sign of court papers and advised letter sent recorded this morning. Wonder if he will bother replying...

Unfortunately, this is something we don't know for sure.

 

In the letter did it suggest that you telephone them at all ? (This is the reason I suggested posting it up for us to see).

 

Bryan Carter has written letters before that imply that a Judgment has been awarded when no claim has ever been issued. Complaints have been made to the SRA which appears to be just another Industry Club and complaints to them never seem to go anywhere !

 

His letter dated 29th August suggests that you will receive the Claim form within 48 hours, in which case you should have received them today !

No court papers arrived Saturday :-/

Unfortunately, this is something we don't know for sure.

 

In the letter did it suggest that you telephone them at all ? (This is the reason I suggested posting it up for us to see).

 

Bryan Carter has written letters before that imply that a Judgment has been awarded when no claim has ever been issued. Complaints have been made to the SRA which appears to be just another Industry Club and complaints to them never seem to go anywhere !

 

His letter dated 29th August suggests that you will receive the Claim form within 48 hours, in which case you should have received them today !

What the letter says is:

As you have failed to make repayments on the above account we have now issued litigation proceedings in the County Court. You will receive the claim form in the next 48 hours direct from the court. The claim form will show the following items have been added to the debt.

Principal balance 1381.99

Interest. 102.67

Court fees. 80.00

Solicitor costs. 65.00

Outstanding balance to pay now (in bold) 1381.99

You can telephone is on 0845 3133128 to discuss this matter

Please note that the claim includes the additional items set out above which Lowell Financial is entitled to recover. A proportion of any payment made may be allocated to your principal balance with the remainder being allocated to fees

Costs and interest if applicable. The principal balance will only be reflected on your credit file with the credit reference agencies.

If judgement is entered against you and remains unsatisfied it will remain on the Judgement Register for six years and you may have difficulty in obtaining further credit.

Yours sincerely!!

pandoradeus, when you receive the claim form (if indeed one has been issued) please let us know immediately.

 

We will need to know the issue date - top right hand corner and also exactly what it says on the claim form - the reason they are issuing the claim.

 

Would you be able to scan that letter from BC to the thread, please ? If you follow the instructions below, there should be no problems.

Yes of course. I won't be able to scan letter in just yet, in middle of moving and everything's in boxes but will be found and done ASAP

No letters from any debt collection agencies??

 

Carter is known for misuse of the court system.

 

Get this sent today by recorded deliver.

 

FAO Bryan Carter

Bryan Carter Solicitors LLP

 

 

Date:............................:

 

Ref: use Carters

 

Dear Mr Carter,

 

I have received a threatening letter dated xx.xx.xxxxx in which Bryan Carter solicitors state that a court claim is about to be issued within 24 hours.

 

Take note I have no knowledge of any debt to your client and all liability is denied.

 

To send such a letter when NO previous contact has been made by your firm our your client will now result in a complaint to the SRA immediately.

 

I suggest you withdraw any claim immediately and also take not that any claim WILL be rigorously defended.

 

GET THIS AWAY NOW BY RECORDED DELIVERY.

Thank you I will. But will have to do Monday morning. Does it mean they have already submitted papers or is it just a threatening letter?

Hi all,

Got a letter from Bryan Carter this morning, dated 29/08/13

informing me that as I had not paid the monies owed to Lowell financial,

they have issued litigation proceedings in the county court .

I will receive the claim forms in the next 48 hours.

What does this mean? Have no idea what this debt is for and not had any previous communication

Any ideas?

Thanks

hi again,

I managed to lose both P60s before the renewal letter came in and gave the TC office figures that Id worked out from bank statements plus a little extra for good measure. The figures I gave them are nearer to the net amount than the gross amount,. the compliance office contacted me and said well actially these are the figures that your employers told us and these are the figures that you told us. Theres a discrepancy of around £15,000 between the two. I phoned the number on the letter and was asked if I agreed with the figures which I had to say yes. She then asked me if my figures for next year were correct which again I agreed with, because thats what they had from my employers - Karma really kicked me in the teeth with that one, both me & other half are both off sick, hes just been diagnosed wth cancer so their figures for next year may well be overestimated. The lady I spoke to said she would pass the information onto the 'relevant department, and they will be in touch in due course'

My head is up my backside and scared what happens now.

I very stupidly gave the TC people wrong inforation about my & my husbands wages. I mislaid the p60's and plucked figures from the air that seemed about right. Just had a letter from the copliance office saying well actually, no thats not right, this is what we know and this is what you said. If I didnt respond by 28th Sept, my claim would stop etc etc. Ufortyunately my clai was massively underestimated by about £15,000. Phoned them this morning and was told that my agreement with their figures would be passed on to the department dealing with the claim. Ive had 3 days of total panic and looks like Im going to have more. Does anyone had an idea of what happens now? I am so bloody frightened

I signed up for the free credit check then promply forgot aobut it

I was horrified to see that after 30 days, if you dont cancel the 'free' check, they charge 6.99 a month for the pleasure.I have tried to cancel this but the online site won't let me

Help - and checking my bank statement, they've started to collect

Ive just had a lok at template 20 but it wasn't a credit agreement, it was a lease agreement. Do I just change the wording?

thankyou

is there a template for the acount in dispute letter?

thankyou

Oh and we did ask for a copy of the lease agreement and heard nothing