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timkay

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Posts posted by timkay

  1. I am requesting 950 pounds in charges, had a letter today offering me 400, and in the time taken to get all the letters sent out i've been charged about 100 more. Can i bartar over the phone to get them to increase the offer? I would be happy with 75%, what bargaining tools, i.e. documented cases against barclays can i refer to?

  2. I downloaded the basic Xls sheet, I have entered the statement date and amount and reason. But how do i calculate the days since offence. Do i have to count back for every transaction (about 30)? Is there an easier way to work it out?

  3. I'm very bad with my finances. My account charges me 30 quid for going overdrawn (no o-d setup on this account) and 25 for a guaranteed cheque being taken without money in the account. Over the past 6 years I estimate this to be up to 1500 quid. About 10-15 times a year. The website states I can claim up to 6 years and 8% interest.

     

    My questions are: 1) ARe the charges I have incurred the ones now labelled as illegal?

     

    2) I am prepared to take them to court, and fight for my rights as i think the amount taken from me as a student is disgusting. Will I win? And if not what will I have to pay?

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