First, your two things. If the NIP is not addressed to you but to the Registered Keeper you should not complete it. Personally I would contact the issuing office and explain the problem. Doing nothing will probably end badly as further enquiries are likely to be made and if you are insured to drive the vehicle those enquiries will come your way. Now the speed limit. The fact that the road is a dual carriageway is not relevant. Other than a motorway, if the road has a system of street lighting it is subject to a 30mph limit unless a higher limit is indicated by a "terminal" signs and reinforced with a series of repeaters. If no such signs exist, a 30mph limit prevails. Nothing else you mention matters. If you did not see a terminal sign indicating a change to the limit then you should assume the lower limit remains in force. Your speed is just too fast to be offered a Speed Awareness Course but you should be offered a fixed penalty (£100 and three points) for the offence. But your most important problem at the moment is sorting out responding to the NIP which has been sent to somebody who isn't there.

spoken to my partner who works for knowhow. get the store to book it with fuji for repair, it won't cost anything to send. write a statement of how you were using it, where etc etc and get them to send it with the camera inc your contact details. normally manufacture will email the store with pre paid labels or send a courier. however if the manufacturer disagrees with your claims of correct usage, there may be a charge to get it back repaired or unrepaired. the store can pay the charge but they wont want to as it comes off the management bonus (which is from the profits of the store). either way it wont cost the store or you anything to send it off. you may have a fight on your hands if fuji's reapir team sends back a report saying it was misused or neglected. you can ask the store to escalate this matter to something called 'save our customers' by email. apparently this department is for sorting out such matters that have come to an impasse with store/customer/repair agent. in the mean time, scour the net and see if theres anything reported on forums such as this with complaints about the camera already. keep these as evidence.

go ring Barclaycard ask last payment date bet its now statute barred!! dx

Just use officelens... It can jpeg and pdf files

No Compliant CCA = no pay. Just remember as well, that applications post april 2007 only need to be a compliant reconstituted agreement. It doesnt need to be an original. Can you scan up and convert to PDF, what theyve sent you please. Make sure to redact all personal info.