No silliness at all. Never mentioned "any" agreement. Kindly refrain from misconstruing my words in order to further your agenda The defendant is running a s78 defence The claimant has produced to the court what purports to be a true copy of the executed agreement with, we are told an incorrect address at the time of execution It is therefore perfectly feasible for the defendant to make a positive assertion to the court that he could not have signed a copy of that document as he did not live at that address at that time. Of course this could be remedied at the discretion of the court, one of the hazards of a s78 defence, which is why I would be reminding the court that the claimant has had eight months to produce a compliant reply