I have found the following for you Alfieob. I'd suggest you write to both the MD & CEO with regards to your situation & hopefully either/both will be able to help you! Hoeseasons information; Managing Director Email simon.altham@hoseasons.co.uk CEO Email richard.carrick@hoseasons.co.uk Good luck!

Sabre didn't mean you hadn't thanked ppl for their time, he's not that kind of person: he was, rather, expressing concern that he felt you were not following the advice. In that respect let me add if I may a word. You don't have time to be "on the brink" of registering with noddle. Nor is it to be approached like a walk on a tightrope over a river. I urge you to do it today. And pls don't imagine I know nothing about your illness. In fact I do, but it's irrelevant here. All I need mention is that it's important to act whilst you're in charge. Preferably to contact the advocacy service too. With most, you'd not be given an immediate appointment as there would be a waiting list, so the sooner you act, the better. And yes, you could show them this thread. Far more use than trying to explain from scratch. Besides, they may not be all that au fait as we are with debt matters, especially the Arrow beast. No you can't write a letter asking them please will you let me off paying. But if they cannot produce a compliant, executed CCA, there are simple mechanisms to enable you to defend in a way to prevent court action from proceeding. And if you've reached the statute bar, they can do nothing. Do not worry about losing your pension. That is not going to happen. Yes, Arrow will have outsourced [their horrid word not mine] to a couple of their concubines but eventually they pass to a solicitor to take action. And believe me, some of those solicitors are nasty. However, we know how to take the venom out of their bite. But we do need your cooperation. Taking 2 to tango, and all that. Good luck Oleg

The SAR goes to First Direct - the CCA request goes to MKDP You will find draft requests in the CAG library - green library link - top left hand side of the screen

Then just ask the judge for costs (travelling /prep/day off work)...should the outcome go your way...if he allows it then you issue a bill of wasted costs on the claimant (after trial)...I would be concentrating more on the set a side at this stage rather than costs Isiris Regards Andy

Why don't we wait and see? She might be a force for good. There are not many 75k jobs around for disabled or that matter those that do not have a disability. I'm sure she will require some adjustments but she's saying loud & clear that disabled people can & do succeed. Sorry but I think it utterly sucks that you have posted on multiple forums & are not giving her a chance

I would definatly look to get help and to appeal. http://www.disabilityrightsuk.org/ is a useful site there is also a book avalable from there that has all discriptors and law surrounding them.

Have you looked at the descriptors and seen where you score points? You only need the help 50% of the time, the help has to be reasonable, (ie, you don't have to be receiving the help or want it - it just has to be reasonable for you to be needing it) you have to be able to repeat the task safely, realiably and in a timely manner. A lot of the criteria for PIP is different to DLA.