People may remember that last month the BMJ conducted a poll amongst its readership as to whether patients should have the right to audio record their consultations. They already do have the right, of course, and if self-serving doctors with limited powers of reflection get tearful about it, patients will just record covertly. That didn't stop more than 38% of over 1000 responses anonymously voting 'against' the right of patients to record, although few were prepared to put their names to such objections in correspondence at the BMJ. However, by re-checking a few posts here, I've just found a place where a handful more medics have now put their heads above the parapet in protest. Yup, with all the brainless, knee-jerk phraseology which, in my view characterises those of that ilk, combined with a thumping failure to maintain the distinction necessary in such discussions between the law as it is and how one's perceived self-interests would like it to be, it's back at the MDU's webpage here:- http://www.themdu.com/guidance-and-advice/latest-updates-and-advice/what-should-you-do-if-a-patient-wants-to-record-a-consultation I refer of course, to the discussion that has been appended to Phil Zack's article since I first linked it in this thread back in December of last year, not to the article itself. Indeed, Dr Zack makes a further appearance amongst the comments with his head still screwed on and pointing in the right direction, despite the hot-air buffeting around him. He seems to me to be on top of the relevant law and keeping to entirely sensible lines of argument. In contrast, I think that the public comments of Drs. Townend, Worrall,Youssef, Escinas, Lutchman and Rowlands reveal a worrying inability to achieve joined-up thinking. But then I am sure they speak equally highly of me - although it won't be me who gets recorded covertly for my pains.

It's unlikely you'd be prosecuted but you will be overpaid and they may issue a fine.

MikeyM, Unfortunately this course of action was inevitable by an LPA receiver instructed by a state owned bank. As per my post number 19, this course of action would have helped you and the landlord. Have you sent a copy of your tenancy agreement to the LPA receiver? Is the tenancy agreement 6 months or 12months. Your last two posts seem at odds on the term. Are you still able to work with your landlord?

It's the argument I'd make - essentially the arrangement is the employer's way of being able to offer a good sick pay scheme to it's employees. It's the employer's arrangement and not the employee's. Therefore, what the employee receives is essentially sick pay, which is disregarded for ESA. This is the argument - though I'm not sure if there is case law on it. It may well be something that will need to go to appeal. But it is how I would challenge the decision.

You still have a valid T, as I assume Contract is with LL a nd LA is only his agent. Keep rent owing in bank account/tea caddy; do not spend it as all rent owing is due on demand. Send a dated letter, explaining what you have done, to address on AST for service of Notices, prob LA address, Keep a copy and get free Cert of Posting. Wait for LL to contact you and provide new payment details. You may also find LL contact details with a 192.com search. LR owner details may not nec be your LL.

as keeping the car and its use are obviously very important to you, I would agree it would be far better to have the protection of the court via the time order, and once in place to follow up with a formal complaint to advantage as regards the charges etc, most of which seem to have been caused by them. Then if they disagree to refund, this complaint can be forwarded to the fos. In this regard it would also help if you could scan in the original agreement, and insurance requirement assessments with personal details removed

Give this a go Pick a number, pick an animal, pick an action and pick a place Write them with the action in caps so something like 3monkeysSHOOTINGthewhitehouse so you get a little story that a human brain finds easy to remember. Check that on this website - https://howsecureismypassword.net/ it would take a computer 75 decillion years to crack that, yet you remember it instantly!

Hi and welcome to CAG Can you please have a read here and answer the questions raised on this thread please. http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-April-2014** That will give the legal guys the background info they need to be able to help you.