yep, thanks to cag. happy days woo, a few K off. do consider a donation to cag if poss. however small or big

The only problem is that you probably didn't have to pay ParkingLie £60 or any other amount for that matter. It's easy to beat these clowns if you put your mind to it. Oh well.

you can determine ( end ) the contract at any time for any breach, just do it writing now! You can sue the QS if he has signed of work that has not been done! \its your property, so you can enter at any time, follow h and s rules if you want to. Contractor cannot bar you. Has PC followed CDM regs and provided a Health and safety plan? breach on its own. ( see HSE CDM regs ). You can make a claim under the housing grants construction and regeneration act 2011 and adjudication for the costs paid and work not done. the advantage is they have only 14 days to respond! if you get your claim this will help in any court action you then undertake. You may need some professional advice from a surveyor or legal eagle tho.

Most sell it on because they know its dodgy. No paperwork, or they know theyll never be able to collect. So they double dip when selling. They write it off against tax, and get money from the buyer. DCA's do the same. They just want money, If they cant get money off the debt within their own timeframes, they sell it on to some other DCA to try. Sadly not many people know their rights in regards to debts, So DCA's buy debts in their tens of thousands, of not more. If only 10% get tricked into paying, then its a bumper pay day for the DCA and they have a massive profit. But theyre greedy as hell, so lie, threaten, intimidate and misuse the legal system to get as much as possible. Remember, they buy debts for maybe 10% of their worth, then try and chase for the full amount, giving them a MASSIVE return on each one paid.

not sure how you count 33 days where you come from?????? date on the claimform form is one in the count and you cant file at w/ends else its not reg'd till Monday if the claim was issued 21st march its due by 4pm friday

If you have heard NOTHING from then regarding the CCA or CPR, then wait till the final hour, and submit the no paperwork holding defence.

Charging Order or Restriction are merely to secure the judgment...there is no financial amount or interest attached to the Order...the judgment defines what you pay. Regards Andy

its not a charging order though is it its a restriction K which ive talked about before pers id stop paying that too. theres no need if companies that you sent CCA requests too have FAILED to responce in 12+2 WORKING days you can stop payments too them. that's why I said dump payplan totally