And of course the contractual interest rate in cell D15. Some have trouble using the spreadsheet, especially in openoffice, but what i found was that if you put the date of each charge in the box in the "american" format, ie, 11/29/2006 for 29th november 2006. it then works everything out for you

The offences he could be charged with would be: Driving without insurance (6-8 points and a fine) Driving otherwise than in accordance with a licence (3-6 points and a fine) For you it would be Causing or permitting driving without insurance (6-8 points and a fine) Causing or permitting driving otherwise than in accordance with a licence (3-6 points and a fine Even if you are both charged with both offences, in 99% of cases you will only get the points for the more serious offence - so most likely 6-8 points each (probably 6) for the insurance offences. It won't stop your brother getting a licence, but when he doe

Type your thread title into the cag search bar above for like threads and you will find defences used by others. Note its not simply a copy and oaste excercise, you must edit to counter the statements on your PoC and ensure it matches paragraphs Has no bearing, it would have to follow the actual date of assignement, it would have been dodgy if the notice of assignment was before it was actually assigned