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You cannot be "threatened" with a CCJ. The only way you can get a CCJ is to appear in court, lose your case and not to pay whatever monetary penalty was imposed. Before taking any knee-jerk actions, wait until some more expert advice becomes available. The Supreme Court ruling ONLY applies to a very limited series of circumstances and is NOT a blanket approval to all PPC's. Just relax, have a beer and wait for some expert advice.1 point
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