What a mess. Based on what you have said the Insurers have made a mistake in voiding the Insurance, as the FOS is clear that voidance is something that should only happen in exceptional cases. Having small modifications is not something that should lead to voidance. If the vehicle had mods which were performance enhancing or changed the risk significantly the Insurers would have a point. Choices 1) Use the FOS complaints process, but this could take time. 2) Get legal advice and look to issue a court claim against the Insurers. Read this from the FOS http://www.financial-ombudsman.org.uk/publications/ombudsman-news/27/

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Date of DN is Friday 9th April 2010, this doesnot prove that DN was posted on the same. In nearly all circumstances where a DN is served by acreditor, it is served by 2nd class post, unless creditor canprovide proof to the contrary, the burden of such proof being on the creditor. In your case posted here, although DN is dated 9thApril 2010 (a Friday), this does not prove date of posting, which is the most important and relevant factor as regards such statutory notices. Therefore, in the absence of the required date of postage and class of such, the DN must have been sent by 2nd class postage which would mean that th