110, Equidebt employees to lose their jobs. All will have bills to pay, some will have family's to feed , most will have cars to run. Some will struggle to pay their everyday bills, some will have credit cards / store cards with large balances . I wonder now, when facing an uncertain future & all the company's demanding payment , putting them into the hands of DCA`s who will be harassing , demanding , threatening them with bailiffs, bankruptcy, charging orders, CCJ`s etc etc. will they ever take a moment to reflect on their involvement in the suffering they caused others .I am not a vindictive person. I know that some will be read

We have been telling people to put a letter into their bank instructing them not to make any payments under any circumstances to these companie http://whatconsumer.co.uk/visa-debit-chargeback/- it works! banks MUST follow written intructions from their customers ! This fsa [now the FCA] 11:24 31/05/2013 guide has now been updated: http://www.fsa.gov.uk/pubs/consumer_...ghts_guide.pdf Here's the text: Cancelling a regular card payment: When you give your credit or debit card details to a company and authorise them to take regular payments from your account, such as for a gym membership or magazine subscrip

http://www.ukpowernetworks.co.uk/ They are a DNO for the east of England. http://www.energynetworks.org/info/faqs/electricity-distribution-map.html - nothing dodgy about them in my experience. I am an electrician and do contracting work for UKPN. The British Gas man reporting an issue before the meter is plausible. There is a scheme running at the moment where old/potentially dangerous supplies/equipment is reported by those involved in metering etc. We often get called to jobs by UKPN because British Gas Metering has been along, condemned it and won't work on it until the defect is repaired (meter changes are a common cause).

Hi and welcome to CAG. I have moved your thread to the PPI forum. If these accounts were paid off more than six years ago then you may have trouble getting any data on them. Usually the forst thing to do would be to send a Subject Access Request (SAR) to each lender. There is a template in the CAG library, the link to which is at the top of every CAG page on green. The statutory fee is £10 and they will have 40 days to comply.

no its a legal requirement for anyone demanding money from you under an agreement regulated by the consumer credit act, to hold an enforceable copy of said agreement signed by you. if/if not the demanded balance is correct or not at this stage is immaterial. typically where you get debts sold on by the original creditor this is an indication there is something WRONG with the debt thus they writ it off pop it on a phishing list and sell the problem on. as with all debts, it a matter o fan information gathering exercise never ever assume what is written in letters by dca's or even worse heard on th

Hi there, letter affixed. You need to put your name where there are XXX's in the second paragraph. When you print out the letter make sure your printer is set for A4 paper (not the default Letter size) so it all stays on one page. Send the letter by recorded delivery - keep a copy for yourself and staple the recorded del receipt to the letter. Check on the royalmail website a few days after posting and print off the signed for receipt - keep safe with your copy of the letter.