Daily Mirror Launches E-Petition to End Legal Loan Sharking In Time For Christmas: Please Sign and Share! Hello! The Daily Mirror has posted a new e-petition on the Government's site in support of our campaign to tackle the problems caused to consumers across the country by legal loan sharking. If 100,000 people sign it, the Government will be forced to take action at last on the growing problem of high-cost credit. You can find the petition here: http://epetitions.direct.gov.uk/petitions/20219 With Christmas around the corner, Britain's high-cost credit industr

Update since last post - My life has been ripped apart. My wife of 22 yrs left me although for another man (thats a technical term for a tw*t) the pressure that I/We have been under from HSBC has played a significant part in our marriage breakdown. Anyway she left me in May this year and although it nearly killed me I am over it now. I was off work with depression for five months and have only just returned. But there was a possibilty that I would not have returned to work at all because some of our children chose to stay with me. I had previously offered HSBC £1200 (the cost of filing bancruptcy for us both) in Nov 2010 and they reje

Then you have absolutely nothing to worry about. Quite a few of the people convicted of rioting last summer had as many as 20 convictions without ever having been sent to prison. It's a punishment of last resort and not for people with clean records who've made one foolish mistake. Anyway, the prisons are bursting at the seams. There's no reason they would want to "make an example" of you as your offence is really not so terrible (especially given many of the crimes they usually have to deal with). You haven't abused a privilieged position (unlike fiddling MPs) and you'll presumably show your sincere remorse in court.

Hi Don't worry with the question in my previous post....I've got there. I reckon that as of today's date the refund should be about £2,010. This is made up of... Premium payments including bank's interest - £1,072.63 8% Statutory Interest thereon - £394.73 Overpayment of PPI on settlement - £434.96 8% Statutory interest thereon - £108.59 Total = £2,010.91 Regards ims

Agreed, it is not wise to continue to ignore correspondence is dangerous.

If it's stat. barred.... send the relevant letter. If it's not, send the CPUTR letter.... but ignoring correspondence "unless it's a court claim" can be a foolish move, IMO. Most people don't want a court claim DX, that's the whole point.

I'm compiling a list of which DCA is 'in house' and which of their sols are 'in house'. I'm not 100% certain but I do know that wetcloths use NG, it may be that they are their in house mob, but nothing to get worried about.