Don't forget to click my star

though this is an old thread, just to let you know that as soon as we issued an N1 in the local court, they paid up in full with costs. That was in Dec 2006 or Jan 2007.

just a quick update , i spoke to the person i emailed and they had it all sorted out and even credited me with 175.00 so my bill was payed by them , cant fault them they made a mistake and they honoured it by going to the top and sorting it , so ty for ur help on here everyone badboy09

Go for the solicitors as well? New Solicitors conduct code coming into existence beginning Aug 2011: SRA Code of Conduct [2011] The Principles: Where two or more Principles come into conflict the one which takes precedence is the one which best serves the public interest in the particular circumstances, especially the public interest in the proper administration of justice. You must: 1 uphold the rule of law and the proper administration of justice; 2 act with integrity; 3 not allow your independence to be compromised; Mandatory provisions The following provisions are mandatory: the outco

:lol::lol: i did dx

Hi, that address is the Card Center that holds records for all Visa & Master card accounts for the major banks etc. It's the same place your payment go to and cards are issued from.

That's the problem with doing things on the phone. No backup. From now on I would recommend doing everything in writing. As regards the interest, the interest you are getting now is part on purchases from way back and part on those unlawful charges. The spreadsheet claims back all of the interest applicable to the unlawful charges. You'll notice on the spreadsheet that the end date of the claim is today. Each day you opn the sheet it will come up with the new date. This ensures that you are claiming back the interest on the charges right up to date. Regards ims

try this: just follow /replace the example in it already there dx

Good.. move your DMP soon as poss' read your present companies T&Cs in case there is a cancel fee,I doubt it but check. CCCS are OK (I use them) a lot of members start with the likes of CCCS and once they have the hang of it run their own DMP,that way the Creditors who are awkward can be treated accordingly,where CCCS go by the book at all times. F&F as I have said are a minefield read Sequencis Blog on the subject Brigadiers method is the best way forward but ensure every time in your F&F offer letter you make it very clear that you want your Credit File Marked Settled,and the creditor will not pass the balance of the

Wait for their puerile letter, have a laugh at it, give it your hamster for bedding, keep any freepost envelopes they might send, fill em full of junk mail and post em back!

Hi FCC, All default charges - late pay't fees; missed pay't fees; overlimit fees - can be reclaimed in full. Read threads here to see what others have done. Also see some of the **WON** threads here - http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?97-Barclays-BCard-and-Woolwich-successes If you don't have all the a/c statements, get them using an SAR from the library.

Templates as in my previous post #15. Amend for your use and ensure you pt in there that the ppi boxes were clearly not ticked and yet they put it onthe account regardless. You did not want it, need it, ask for it or approve it. They made the decision to put it on. Prelim letter first. Lba if they don't cough. Make sure in your prelim that you tell them that if they don't refund your money in, say, 14 days you will put them on 14 day notice of court action. Regards ims