I thought I would just let people know the value of this site, in a word it is PRICELESS! Without this forum, I would no doubt be homeless and bankrupt and though my debt is not cleared, I feel a sense of financial freedom at long last. I am no longer afraid of the Postman!!!!
I came to this site as I had no-one to turn to for support, I had kept all our debt a secret from my husband and was fighting to keep my home and will the support of Ell-en and others in the Repossession boards managed to save my home........... twice! When I first came to this site in 2009 my arrears stood in excess of £6000 and now they stand at £2300 and falling
The advice that is given on this site has helped me deal with all my debt and given me the courage to stand up for what is right. It also saved my marriage and there are now no more secrets! I have one major issue involving a bailiff which, I believe with lots of advice from the wonderful people in CAG will be rectified soon and I am currently waiting on the decision from FOS regarding unfair mortgage charges to be sent to me as it has already gone to my lender.
My advice to people in a similar situation, is not to run away from it or pretend its not happening, this simply makes you ill, unable to sleep and does ruin lives. I won't lie and say it is easy, but if you listen to the advice given, take note and become proactive you can get your life back!!!
Thank you for taking the time to read this, I hope my story can give hope to others and also a massive Thank You for all those who have given me their invaluable advice, you have quite literally given me my life back xx