Who is this solicitor in question matey? and what do they say? you dont have to scan the letter if you dont want to, just advise here of its contents? Does it contain stuff such as: 1) We MAY take you to court 2) We COULD reposses your house and mother 3) May send a DOOR COLLECTOR to you who will talk complete guff 4) We MAY reposses your dog, cat and goldfish Keep smiling, above trying to show you how they word letters, certain words normally missed, such as 'MAY' 'COULD' etc. Let us know and we can offer more answers

Hi Nick Thank you for your reply With regard to the BBC article I can appreciate that you cannot comment. As for the recent OFT reports in general... well I think they speak for themselves and in my opinion they are pretty damning and not easily dismissed as some appear to have attempted to do. The matter of mortgage lenders making direct refferals to debt solutions providers does not sit easy with me as it seems like a wheels within wheels type situation and in the interests of independent & impartial advice hardly inspiring. Surely it would be in the interests of the client / customer to obtain a second opinion at le

Other people and myself have been threatened by sherfarce with libel action and my opinion is that truth is not libelous I have proof of fees that were incorrectly charged and of visits that did not take place and of levy's that were charged for and did not happen This was decided by a Master in the High Court Cag has nothing to fear Without the help of this forum I would have ended up taking it where the sun dont shine and thinking aah well they are Sheriffs and they are obviously right. Cag shows us the way to fight back and hopefully and other despot regime will topple from the little people fighting back