thank you all for taking the time out to read my thread and posting your ideas, your advice has been very valuable. I am going to go with the letter mr lex has posted, basically i'm out the country on hols until 22/10 from tomorrow and i am going to use mr lex's letter post it tonight, to agree to their money offer side provided they remove the default. Hopefully they will accept and if not I can show the judge then I have tried to be reasonable and conclude the matter within the stay. I'm taking my laptop on hols with me so i will try to post on my thread or keep up with any further suggestion that are posted!!

1) My personal opinion is that the CUE entries should only be placed, if the Insurers had to do anything e.g send a loss assessor out. If it was purely an enquiry to establish whether something was covered or to find out if worth claiming, I don't think these should be recorded. If you had to report every minor event in the home, it could get a bit silly. 2) Yes I would suggest that until the CUE record is sorted out, that you should declare these enquiries, otherwise you could get into a silly situation. Some companies are looking for any reason to decline claims and to void policies. If only enquiries and no Insurer actions, I

http://www.lexology.com/library/results.aspx?q=FSA+FINES&j=United+Kingdom&w=&f= ok andrew data in lexoligy

I recently got a PCN from Town & City Parking Ltd for parking in a disabled bay at The Metro Centre in Gateshead .... As a solicitor, i am fully aware of the private parking companies [problem] and always get my clients out of parking tickets from such companies, I wrote them a nice letter, and a few days later i got a reply saying "Thank you for your recent communication, we note the points raised and would like to inform you that we have cancelled your parking charge" So.. as it may be beneficial to you lot.. i will copy and paste the letter that i sent to them... feel free to use bits of it to create your own letter to demoli