Hi And Welcome Ive Been Asked To Drop In Can You Repost The Agreement But Leave In The Figures Please Only The Figures Deleate All Other Personal Details CAPITAL BANK Capital Bank plc (formerly NWS Bank plc PARENT COMPANY BANK OF SCOTLAND NOW HBOS

CCTV can you please clarify why a bill of sale is void if it dosen't state as a cat d on the BOS?

YOU hold the ace.... For them to take you to court would mean that THEY would have to show that it was not 13 Days and that they gave you the prescribed time for remedy...bearing in mind that and the costs issue I'd be surprised if they were to go anywhere near a court for the time being..the situation is too far from that stage yet!

No, just keep the ball! Make them buy a new one!

Hi hoff. i have just sent you a pm thanks for the copy of your bos. it is void call that number first thing in the morning and you will be :):):):) for weeks your car is safe.

Case dismissed. Alas I can say little more, as a consequence of the settlement reached, other than please change the thread title to 'won'. EMT was wonderful, and I got there in time. A good day was had by all. Well, nearly all. Another one up for CAG. I hate to add this, but it would really help EMT to keep any disparaging remarks off the thread from now on, but I certainly welcome words of congratulations for her. She is a star. EMT kicks ass.

Hi Weakspot:) Well done for starting to wade through the stickies - it's pretty full-on, there's so much info to digest but well worth it for all the knowledge to be gleaned! I'm not sure about those other figures you mention - if your OH says he didn't refinance, then I don't know what it could be. I'm afraid I haven't come across anything like that, but I'm sure someone else will be able to advise. I haven't looked at the agreement yet, but will do in a while. To work out the interest due you will need an interest calculator. There is one that a lot of Caggers use at www.bllaw.co.uk - I can't find a direct link to the calcula

Till you have a signed contract you have nothing. I would be inclined to be firm with agent, and ask for a contract. If the sale falls through it should be the LL that should get the hassle of putting things in storage etc. At minimum, insist on a written agreement that all payments are returned should the date be changed again or should no contract be signed by a couple of days before the date you have to give notice.

Don't forget, judges change the rules whenever they feel like it, just sit on your hands and let HSBC make the running. A few years ago one smart alec challenged the banks... he was £100,000 in debt.... okay, he got rid of the debt, but his costs amounted to £100,000. Slowly slowly catchee monkey - as they say

I would send them an SAR asking for all information. The slippery swines will wriggle until you stamp on them enough times.

When PT had the court case the other day the judge discussed at length the 'unfair' aspect of only being able to pay by direct debit. As it will be upto 3 mths before we get to hear the outcome (& it may not go PT's way) I would suggest you use this as a reference but try to find other arguments to support you. Have a VERY good look at the interest rates on balance transfers, 0% etc on the ts & cs there was again lots of discussion about the wording of the introductory offer which may have led the card carrier to be confused. Again we all await a decision but there may be milage in investigating this avenue. Can you be sure the sc

Yes.

Hi stikky Basically what they are stating is that they will go back to Court and overturn your Redetermination. If a district judge made the original order without a hearing,(which I doubt and assume you were present) then the redetermination of your offer must be decided at a hearing. If there is a hearing, the case will automatically be transferred to your local county court so that you can attend. The court will give you a hearing date. If you have at least one CCJ and owe money to more than one creditor, the court can combine your debts and make an 'administration order' - saying you must make a single payment every month to be

Thank you - it's called 'the resurrection' - it's when the call of nature requires a reminder of how to keep things in this world balanced and in check... One of the core messages of the fan Club way back in 2006 was.... If Cabot, or any DCA didn't abide by the laws of this land when executing their duties under those laws then we would continue to expose and teach people how to deal with things until they did. There's nothing clandestine about what we do or say, we just use those laws they choose to ignore to do it. We do not tell people not to pay their debts, we do not encourage people to stop paying, we just ask people to make

Greetings Weakspot, To follow on from Landy's very good advice (she is the girl BTW for Lloyd's and PPI) check how long the ppi cover was for I say this because many policies only cover for 5 yrs and you may not have been told this So if your payment term was 7 yrs you would not have had cover for the last 2 yrs of the loan and still be paying for it. PF

Just my two-pennorth, but I would prepare a catalogue of instances where you felt bullied or threatened when you were in that position - examples such as your colleagues being asked their opinion of you as a manager. I would use this as a defence - in effect a colleague asked for your advice because she felt completely let down by the HR department having tried to resolve the matter through the obvious channels. You felt similarly trapped when in her position, were on the verge of lodging a grievance yourself, but thankfully the promotion saved you from that experience so you have a certain sympathy having heard what your colleague is going t

Hi there, Try not to get to stressed the letters look like they may have crossed so Howard Cohen will not have received the defence when they sent that rubbish. Ok have you done a CPR 31.14 request? If you need to have a copy of the letters used just ask and I will post one up. I dont know whether you will be able to submit a more detailed defence but I am sure someone will tell you. Maybe you could ring the court and ask what your options are as you are a lay person and didnt understand what was required? Ok I hope this has helped a little, any further help needed just ask kindest wishes sent Wish me well

Agreed, and I attempted to come to his defence in a previous post, but it merely fell on deaf ears and was rebuffed. I am however of the strong opinion that if more companies were to come on board as in the likes of Lee from Vodafone who has gone above and beyond the expectations first thought, then yes, it can only be of benefit to the companies reputation and it's customers who find themselves in dispute with them for whatever reason.

Or you can hit the red triangle to your left and ask site team to change the Id. Just give then the I.D you wish to change to and post a link to this thread. That way your old I.D will be gone forever. Greetings Johnnymitch hows you.

I think you're in the right of there DD. It's too flaky otherwise, unless some solid evidence to the contrary comes our way. LA

I'd just write to Moorcrofts at this stage.

Last year I booked Thomas Cook Sharm el Sheik, and needed to move to an earlier date and chose Paphos Cyprus. I was allowed to switch without any problems. Speak to a CAB adviser, you may have booked online and have recourse in the Distance Selling regs. It is still possible you could lose your deposit if you are cancelling and wanting a 100% refund. On the flip side, Thomson took an advance payment (very advance) before providing the service and may not have incurred losses amounting to your paid deposit. My 2p